Real Estate in Yasni Exposé of Troy Edward Hardie

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Troy Edward Hardie, 49, Real Estate Realtor @ MCDOWELL REALTY NETWORK, Singapore

Birth name: TROY EDWARD HARDIE, Nickname: TroyEdwardRealEstate, Country: Singapore, Language: English
I offer: Troy is a perfectionist at everything he does, and this trait is reflected on the service he provides to his clients. Troy prides himself on representing his clients and maintaining his high moral standards and values. Having offer over 11 years of experience in Real Estate, Troy's knowledge and expertise of the Real Estate in Singapore is something few can provide. These attributes are the foundation to his success. With Troy's experience and achievements he can only look forward to great things in the future Professional Service with Personal Touch. Tenant feedback is an important tool. Full time agent Since 2003 already 11 year experience. Yours sincerely, Troy Edward Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES / RES / CPD HDB RESALENET AGENT http://troyedward.stproperty.com.sg/ http://www.troyedward.net/ http://www.troyedward.irealtor.sg/ http://sgpropertymatch.blogspot.sg/ https://www.facebook.com/
Troy Edward Hardie @ MCDOWELL REALTY NETWORK, Singapore

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87 results for Troy Edward Hardie

My Profile Singapore Real Estate Sale & Rental Service

Dear Value Customer Master Property Management Professional Marketing Sale & Rental SpecializeCome to us for your rental needs , Your interest is my priority.Best Value Marketing Plan , High Demand , Save Time , Peace Of Mind .Aggressive Marketing, Property Management Consultant Adviser Service .We Believe Best Results Assured .Full Commitment Right Person Sincerity & Honesty .Home Protection Warranty Plan ,Leader of Real Estate Mindset of CEO.ISLANDWIDE MASTER RENTAL SPECIALIZE ,Rentout Within 2Day.Professional Marketing Rental & Sale Management SpecializeCustomer Interest Is My Priority100% Genuine Excellent ServiceRENTAL & SALE TEAM CONDO TOWNHOUSE NEW LUNCH PROJECT,LANDED PROPERTIES, HDB, OFFICE,SHOP, COMMERCIAL, INDUSTRIAL SPECIALIZE ISLANDWIDERENTALA POOL OF READY PROFESSIONAL TENANT FAMILY,COUPLE,SINGLEALL AREA 5rm/4rm/3rm/2rm/1rmGood budget,Good profile. Network of excellent refer case.SIA,CITIBANK,SWISS BANK,NUS,CGH,SGH,PR holderProfessional tenant looking to rent in all parts of the country.Immediate occupancy. Pls contact me. Thanks.SALEMy services cover you through the whole process - finding the property, negotiating the best price, making an offer and closing the deal. I am here to help you in everything to make the best real estate decision in your life.In today Singapore's changing market condition and the laws, the engagement of a realtor is more important than ever.Property hunting process is busy and exciting, I am here to make sure the experience goes as smoothly as possible by giving you all the help you need under one roof and to ensure your new home meets all your expectations.My aim is to offer my clients, looking to buy, sell, let, rent with the highest level of service, professionalism and personal attention at all times.Let's discuss your leasing and selling needs today by using unique marketing plan. With our wealth of experience we are equipped to advise you on various matters market conditions pricing strategies, management of your property. We are highly experience and motivated to strive for the best deals for you whether in the sale & rental or management of your property. No matter how difficult your situationI believe in straightforward explanations. My guiding principle is * Integrity and Knowledge.*maybe, I’m confident to solve all your property needsBuying a house is a huge investment that demands much consideration and research. The same applies for selling or renting a property, where much time and effort have to be spent in negotiating for ideal prices.This is why it's important to engage a qualified (certified), honest, driven, reliable, knowledgeable and capable housing agent who can readily give sound advice and work efficiently to address all your property needs. According to your properties' location and condition, we can tell you to improve your valuation prices . And we can give you valuable advices to help you to improve your valuation price on lastest transaction record update system HDB value everymonth. 'Put the least effort, gain the maximum valuation', this is what we want you benefit from our services.With my extensive experience plus ready professional tenants and buyers and contacts (more than 11,000 extenants' Network, Island-wide), I'm confident of furnishing you with a variety of HDB units, condominiums and landed properties that tick your boxes. If you're looking to rent your house and start collecting rental in the shortest possible time possible, and if you to sell your property in the shortest time possible, you've found the right contact point. We are a team of full-time brokers specialising Sale & Rental. Just name us your requirements for your prefered tenants & Buyers and we will proceed to match your house with ourdatabase of tenants & Buyer immediately!Don't waste financial benefit of your empty house - renting out your house is the fastest legal way to ensure a stable monthly cashflow to against any economic crisis. Customers interest and service excellence are my top priorities. I assure all homeowners and home-seekers that they will receive my full, dedicated and uncompromised commitment, right from the start of our partnerships.Buyers and Sellers on real estate information and analyses over Singapore property market.The end goal is to build a leading public engine, which delivers more convenience and benefits to public interested in real estate matters and transactions, and for the portal to be exposed even to the international market. •To keep updated about current real estate market•To monitor listing and transacted prices•To gather more information when they are interested to purchase a new propertySee more estate agents on Rightmove / Selecting an estate agent / Right Perfect Business Partner Estate Agents social media marketing tool top site help you sale & rentout your house fast plus internal refernetwork from expat ex tenant & buyer See more estate agents on Rightmove The vast majority of vendors with a property to sell in the Singapore use an estate agent to market their property. Choosing an effective and good quality estate agent who can manage the buying & selling process on your behalf brings a huge range of benefits. Here are just some of the advantages of instructing an estate agent: Your home will be appraised by an estate agent who can advise you about local market conditions and provide an accurate assessment of the correct marketing price. Estate agents employ specialist trained staff, and are often open for extended hours throughout the week and at weekends. Estate agents can erect a 'For Sale' board to raise awareness of your property. Estate agents can present your property to its fullest potential online, using floor plans, brochures, virtual tours and other marketing tools. You can access a number of other important services through estate agents such as financial advice, conveyancing and other home moving products and help. Only estate agents can advertise your property for sale to local, national and international buyers on Rightmove ensuring your home is seen more by potential buyers. Estate agents can advertise your property in other local media where this is appropriate. Estate agents have a register of buyers who are looking for property locally. Selecting an estate agent Use an estate agent who has been recommended to you personally or an estate agent who you have used previously. Remember, the fee isn't the most important factor in choosing an estate agent. A good estate agent will give you great service, keep you informed throughout the process and negotiate the best deal on your behalf. Ask what marketing your estate agent will do on your behalf. Estate agents who advertise on Rightmove have unrivalled benefits. You can find out more about what a Rightmove member estate agent can do for you below. Right Pecfect Business Partner Estate Agents There are over 20,000 estate agents in singapore advertising over properties for sale & rental. If you have a property for sale, remember that it's harder for potential buyers to find it if it's not on Rightmove. Here are just some of the benefits of instructing a member estate agent to sell your property: Estate agents can advertise your property to the largest home moving website - 100,000 of local and national home movers visit Rightmove every month. Estate agents can display unlimited photographs to give buyers the best view of your property. Estate agents can give you exclusive personalised reports on the interest being shown in your property, ensuring that your estate agent can keep you informed every step of the way. Real Estate agent how know social media marketing tool top site pool of buyer & tenant to help you sale & rentout your house fast plus internel refer network from expat extenant & buyerMaking an OfferIf you've beenhouse huntingfor awhile you might feel confident that you understand the market value of houses in your area, but it's not unusual for even seasoned home buyers to feel a bit queasy when it's time to make a formal offer. Use these tips to begin investigating your local real estate market.Attend Open HousesAttending open houses helps you track the actual condition of homes on the market--insight you won't get by looking only at recorded stats. Keep the handouts you are given at open houses and then watch for the For Sale signs to come down. Do research on its sales price.Find Home Sales PricesAdvertising gives you a feel for the average asking prices of homes, but asking prices are often inflated. Your focus should be on the sales prices of similar homes that have sold recently.You might find that records for your area are available on disk or online. Use records to help you see where prices are now, but don't make the mistake of basing an offer on the amount a current owner paid for a property--it doesn't usually work. Value has nothing to do with a previous sales price if real estate prices have escalated since the sale.Valuation ReportIt will slow you down, but you can probably order a valuation report before making an offer. Make sure the results will not be shared with others and keep in mind that the opinions of different valuers often vary.Low vs. High OffersCome in too low and you'll run the risk of alienating the seller. That's fine if low is all you'll go, or if the property is truly overpriced, but it can create problems with future negotiations if the seller interprets your offer as a personal insult. She may not be as anxious to deal with you as she would have been had you made a more realistic first offer.Come in too high and you probably won't find the seller's low point, but if you really want the house, and if competition is swift, an offer near or above the asking price might be a must. Learn as much as possible about your real estate market before you make a move.Factors that Can Affect Seller Motivation:- How long has the house been on the market? If only a short time the sellers might not be ready to lower the price.- How does the house compare with others for sale in the same neighborhood? Too high or too low? Can you determine why?- Is the house in need of repairs or massive updates? Updating items such as insulated windows, plumbing and electrical systems, kitchens, and baths can be costly.- How many more years should it last?-What about the neighborhood, do you foresee home values climbing, staying the same, or possibly taking a downturn?Bottom LineAnalyze each home's condition and compare it to others on the market, but realize that your final offer will likely involve a good deal of gut instinct. Is it the house for you? If you've been searching for a home for a while, you will probably know the answer to that question the minute you walk in the door.Professional Service with Personal Touch.Smooth Transaction Peace Of Mind ,Experince & Best Knowledge Make Us DifferenceYou're just a phone call away from your goals. Hesitate No more ,CALL NOW.Do feel free to call me or pass this on to the next person who needs my help.Contact us or text msg me For a non obligation discussion,Immediate Viewing ,Fast Act Immed Deposit *We Will Achieve Your Needs And Wants In Real Estate* *Accept Us As A Companion On The Journey Called Real Estate* *Each Of Us Is Hope Strong Internal Network Itself* *Each Of Us Possesses A Precious Treasure For You To Discover* *We Guarantee And Assure The Best Service Provided To You* Always listen & Understand Customer Need Is My First Priority.Owner & BUYER feedback is an important tool.Experience full time agent since 2003Investor,Cooperate lease, Sale , Rental Purchase & Assignment Properties. For Offices, Factories, Warehouse. I've link database Islandwide. From 250 sqft to 140,000 sqft area B1, B2, Business park Office plus storage.I've link database Islandwide New lunch Project Rental & HDB, Resale Condo, Cluster house,Townhouse Penthouse Landed properties, Office, Shop, Commercial, Industrail propertiesPls call me for disscusion about your requirement the location that you perfered? (`•.•) Always`•.(`•.•) Keep(`•.•).• Smiling !`•..• Yours sincerely,TROY EDWARD91009873Senior Sale Team Associate Marketing DirectorMcdowell Realty NetworkCEA Licence Number : L3006213G /R015039ACertify BY RES / CPDHDB RESALENET AGENT For Residential Rental/Residential Sales/Commercial /Industrial Listings and News:http://stproperty.co StProperty
Troy Edward Hardie @ Singapore
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yasni 2016-06-09  +  

Think like a banker become like a player Get your Right in Singapore Real Estate

12 Years wisdom in Real Estate Consultant, AnalystSpecialize in HDB, Condo, Landed properties IslandwideLarge pool of Buyers NetworkAggressive Marketing Action PlanComparative market analysisConsultation on Divorce What to do next of the Letter of administration - - the Real Estate Ownership Inheritance?Consultation On Bankruptcy Advance Early Sales Completion to receive your Cash FAST!!!Contra (Buy & Sell at the same time)Credit reportHousing Loan & Housing Grant Eligibility (HLE)HDB loan or Bank loanBridging Loan for purchasing next home, after sold the current propertyStep by Step guide to get bank loan approval.New financing plan methodsImprove your credit rating before loan submission.Sharing on how I got loan approval for difficult caseStep by step guide to applying your first or second loan.What are the loan package available for first home purchasers?How to get your loan approve by the banks?How to get 100% loan margin from the banks?What are the terms and conditions?Monthly payment lower installment plan, lower interest rateMaximum loan period with cheapest installmentMinimum loan period lowest installment interest rateYour Perfect Real EstateBusiness Partner Right Person Sincerity & HonestyProfessional Service with Personal Touch.Tenant feedback is an important tool.12 year experience full time agentThe face you know the experience you trustYours sincerely,Troy edward +65-91009873 What's app, ViberSenior Sale Team Associate Marketing DirectorMCDOWELL REALTY NETWORKCEA License Number: L3006213G / R015039ACert BY CES/ RES / CPDTOP Producer, Top Achievers, Top Listerhttp://stproperty.co
Troy Edward Hardie @ Singapore
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yasni 2016-06-09  +  

Professional Service with Personal Touch. Tenant feedback is an important tool Property Management Analysis Rental , Sale , Buyer , HDB , Condo , Landed Properties Professional Rental , Sale Specialize Your Perfect Real Estate Business Partner, Right Pers

Professional Service with Personal Touch.Tenant feedback is an important toolProperty Management AnalysisRental , Sale , Buyer , HDB , Condo , Landed PropertiesProfessional Rental , Sale SpecializeYour Perfect Real Estate Business Partner, Right PersonAgent Since 2003 already 12 year experience.The face you know the experience you trust   Troy Edward _oversea counrty code +65-91009873Senior Sale Team Associate Marketing DirectorMCDOWELL REALTY NETWORK SingaporeCEA License Number:L3006213G / R015039ACert BY CES/ RES / CPDTOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com For Residential Rental Listings and News: http://sgpropertymatch.blogspot.sg/ F or Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blogsp ot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blogsp ot.sg/ VIP Person Singaporehttp://person.yasni.com/troy+edward+ hardie+1493292http://troyedward.stproperty.co m.sghttp://www.troyedward.nethttp://www.troye dward.irealtor.sghttp://Facebook.com/sghomema tch/infoSingapore Property MatchTroy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top...sgpropertymatch.blogspot.com|By Troy Edward
Troy Edward Hardie @ Singapore
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yasni 2015-07-07  +  

View all my Profile website link Singapore Real Estate broker 12 year experince since 2003

Professional Service with Personal Touch. Tenant feedback is an important tool. Full time agent Since 2003 already 11 year experience. The face you know the experience you trust Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg/ For Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blogspot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blogspot.sg/
Troy Edward Hardie @ Singapore
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yasni 2015-06-23  +  

Troy Edward real estate singapore - Real Estate Agent ...

Home | Troy Edward Hardie - MCDOWELL REALTY NETWORK | Singapore Property Agent. Master Property Management Professional Marketing Sale & Rental ...
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tl-ph.ohmagazine.com.auwww.fb.me 2015-06-21  +  

Singapore property real estate more than 300 listing click http://troyedward.stproperty.com.sg/ Troy Edward +65-91009873

Your Perfect Real Estate Business Partner Right Person Sincerity & Honesty Professional Service with Personal Touch. Tenant feedback is an important tool. 12 year experience full time agent since 2003 The face you know the experience you trust Yours sincerely, Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A More than 300 listing click http://troyedward.stproperty.com.sg For Residential Rental Listings and News: http://sgpropertymatch.blogspot.sg/ For Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blogspot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blogspot.sg/
Troy Edward Hardie @ Singapore
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yasni 2015-06-13  +  

Professional Service with Personal Touch. Tenant feedback is an important tool Property Management Analysis Rental , Sale , Buyer , HDB , Condo , Landed Properties Professional Rental , Sale Specialize Your Perfect Real Estate Business Partner, Right Pers

Professional Service with Personal Touch. Tenant feedback is an important tool Property Management Analysis Rental , Sale , Buyer , HDB , Condo , Landed Properties Professional Rental , Sale Specialize Your Perfect Real Estate Business Partner, Right Person Agent Since 2003 already 12 year experience. The face you know the experience you trust   Troy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK Singapore CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com For Residential Rental Listings and News: http://sgpropertymatch.blogspot.sg/ F or Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blogsp ot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blogsp ot.sg/ VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://Facebook.com/sghomematch/info Singapore Property Match Troy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top... sgpropertymatch.blogspot.com|By Troy Edward https://www.facebook.com/pages/Troy-E dward-hardie/1614234062135882?fref=ts  
Troy Edward Hardie @ Singapore
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yasni 2015-05-31  +  

First Class Real Estate Professional Service Property Management Consultant Analysis

UNIQUE Proven Business Solutions to EXCEL In this challenging Market Learn How YOU can Make it to the TOP! Serlicia's strength-finder test result: 1. Arrange. 2. Strategic. 3. Communication. 4. Individualization. 5. Developer. 6. Professional Service. Our Core Value - STRIVE Service To understand, determine and deliver what our customers want and a high Standard of workmanship of professionalism Trust We believe that trust and respect are essential for teamwork Relationship We believe in good relationship and fairness in all our dealings Integrity We are committed to a high standard of integrity Value People We value every member of our team and encourage their development Excellence We strive to excel always Beside STRIVE, we value Communication, Teamwork and Customer Orientation in order to excel our Performance and Success in every Resales & Rental Projects assignment to us. We Will Achieve Your Needs And Wants In Real Estate* *Accept Us As A Companion On The Journey Called Real Estate* *Each Of Us Is Hope Strong Internal Network Itself* *Each Of Us Possesses A Precious Treasure For You To Discover* *We Guarantee And Assure The Best Service Provided To You* Always listen & Understand Customer Need Is My First Priority. SELLER & BUYER feedback is an important tool Professional Service with Personal Touch. 11 year experience full time agent The face you know the experience you trust Yours sincerely, Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74
Troy Edward Hardie @ Singapore
26x
yasni 2015-02-28  +  

Professional Real Estate Saleperson Since 2003 Marketing Analysis Master Business Development Property Management Consultant Investor,Cooperate lease, Sale , Rental Purchase & Assignment Properties.I've link database Islandwide New lunch Project & Resale

Professional Real Estate Saleperson Since 2003 Marketing Analysis Master Business Development Property Management Consultant Investor,Cooperate lease, Sale , Rental Purchase & Assignment Properties.I've link database Islandwide New lunch Project & Resale Condo, Cluster house,Townhouse & Penthouse Landed properties. For Offices, Factories, Warehouse I've link database Islandwide. From 250 sqft to 80000 sqft area B1, B2, Business park Office plus storage. Pls call me for disscusion about your requirement the location that you perfered? Listings Updates Daily, Please CALL / SMS for Viewing Appointments Troy Edward +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Email: Troy_link@hotmail.com Main website http://troyedward.stproperty.com.sg/ For Residential Rental Listings and News: http://sgpropertymatch.blogspot.sg/ For Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blog spot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blog spot.sg/
Troy Edward Hardie @ Singapore
28x
facebook.com 2015-02-05  +  

Choosing the right agent does make Difference Vision, Mission & Values

Vision To become a valued Real Estate Leader and Team providing cutting edge Real Estate Solutions through integrity, teamwork, and innovation while adding value to investors, business partners and earning their enthusiasm through continuous improvement. Mission To Empower every Real Estate Salesperson to make more money in less time with integrity and honesty To Exceed Real Estate Investors expectation by providing timely advice and Real Estate solutions. Values My values are the fundamentals to my business operations and success. It is who I am and what I am to my clients and my team. Honesty, Integrity and Trust – Without which I am nothing. I do not overpromise. But one thing I do is to always speak the truth and deliver what I promise. I value and respect the utmost trust that clients and my team mates and leaders have given to me and I treat it with integrity. Clients & Team Focus – Listening to my clients and team needs is my forte and meeting them is my commitment. Passion & Service Excellence – I am passionate in providing the best possible Real Estate Solutions to my clients and team members through related products and services. Innovation – It is essential to stay relevant in the Real Estate industry and I embrace breakthrough technology and innovations to help achieve optimum results in providing direction and advice to clients and the team. Continuous Learning & Improvement – Change is the only constant. To be relevant one has to embrace change. Through courses and meetings with clients and team mates I am constantly learning and improving.
Troy Edward Hardie @ Singapore
36x
yasni 2014-10-10  +  

Professional Ready Tenant,Whole Unit Wanted,Ugently Islandwide Immed Cash Deposit

Dear valued Customers, ISLANDWIDE PROFESSIONAL SALE & RENTAL SPECIALIZE This is why it's important to engage a qualified (certified), honest, driven, reliable, knowledgeable and capable housing agent who can readily give sound advice and work efficiently to address all your property needs. According to your properties' location and condition, we can tell you to improve your Higher Rental income And we can give you valuable advices to help you to improve your Rental price. This is what we want you benefit from our services. A pool of ready professional tenants’ family, couple and single ladies! TENANTS are from Malaysia, Hong Kong, Philippine, Europe, USA, Australia, Russia, India, Japan, Korea, Indonesia, China. Good budget & Good profile. Network of excellent refer case(10,000 ex-tenants): SIA, CGH, SGH, NUS, CITIBANK, OCBC BANK, CREDITSWISS BANK, HP CENTRE HQ, POLY STUDENT, PR holders. Immediate viewing, deposit plus Rental Advance & occupancy! Best Value Marketing Plan, Aggressive Marketing, Free Property & Legal Advices, Best Results Assured, Full Commitment, Right Person Sincerity & Honesty. Customer interest is our first priority, 100% genuine excellent service If you refer to us your Friends’ or your relatives’ properties for rent & sale, we will give you a very good refer fee $$$! Please contact @ Troy 91009873. Thanks. Price range depends on location, condition, furnish of the unit and size of the house. Unit Type Price Range HDB Master Room Single($900-$1.1k), couple($1k-$1.4K) Condo Master Room Single($1100-$1250), couple($1200-$1600) HDB 1 room +1 hall flat $1.4k - $1.9k; Near CBD: $1.5k - $2k HDB 2 room +1 hall flat $2.1k - $2.8k; Near CBD: $2.6k - $2.9k HDB 3 room +1 hall flat $2.6k - $3k; Near CBD: $3.2k - $3.7k HDB 4 room +1 hall flat $2.9k - $3.5k; Near CBD: $3.6k - $4k Central (Newton, Holland Village, River Valley, Orchard, Tanglin) 1-bedroom apartment S$3,000 - S$7,000 2-bedroom apartment S$3,500 - S$8,000 3-bedroom apartment S$4,500 - S$10,000 Penthouse / 4+ bedrooms S$6,000 - S$20,000 Terraced House S$6,000 - S$25,000 Bungalow S$15,000 - S$60,000 East Coast & Bukit Timah 1-bedroom apartment S$2,500 - S$4,000 2-bedroom apartment S$3,000 - S$5,000 3-bedroom apartment S$3,500 - S$7,000 Penthouse / 4+ bedrooms S$5,000 - S$15,000 Terraced House S$7,000 - S$10,000 Bungalow S$12,000 - S$40,000 Other Areas 1-bedroom apartment S$2,300 - S$3,000 2-bedroom apartment S$2,500 - S$4,000 3-bedroom apartment S$2,800 - S$5,000 Penthouse / 4+ bedrooms S$3,200 - S$8,000 Terraced House S$5,000 - S$10,000 Bungalow S$8,000 - S$20,000 LANDED House 2 room + 1 hall : $2.8k - $3.4k; LANDED House 3 room + 1 hall : $3.5k - $5.5k; LANDED House 4 room + 1 hall : $5.2k - $12k LANDED House 5 room + 1 hall : $8k - $15k LANDED House 6 room + 1 hall : $10k - $25k Your friendly and reliable agent, you are always looking for. We invite home owners to preview our marketing program. You and your family can receive following benefits: Owner Benefits 33 Services of a Corporate / Company / Personal Lease: Call My Service: STEP 1 : SALES & RENTAL CALL TROY @ 91009873 for free property advices. STEP 2 : Excellent Reputation and Strong Network Recommendation of 10000 ex-tenants, I can help you to find you preferred tenants for your property. STEP 3 : We have enough experience and knowledge to market your property, provide you best coordination with the right price and good tenant that owners are looking for. STEP 4 : Master the principal terms & conditions in rental market, mindset of CEO. STEP 5 : Don't waste your empty house - renting out your house is the fastest legal way to ensure a stable monthly cash flow during the economic downturn. STEP 6 : We are always listening and understanding the customers’ needs, and we are always there for you. We provide free legal advice to help you manage the property easily and avoid the unnecessary problems. Marketing the property: STEP 7 : If you're looking to rent out your house and start collecting rental at the shortest time possible, you've found the right contact point. We are a team of full-time brokers specializing in rental. Just name us your requirements for your preferred tenants and we will proceed to match your house with our database of tenants immediately! STEP 8 : We are expert in bringing suitable people & properties together in shortest time. Customers’ satisfaction guaranteed. We’d like to build a win-win situation for both parties. STEP 9 : If you need to do some maintenance and decoration in the house, we have the contacts which provides cheap service charge and items, such as 50% discount of new furniture, cheap second hand furniture, cheap aircon chemical service, general cleaning service, movers, handyman. STEP 10 : We will give you proper advice on pricing and presentation of your house, makeover to ensure you can get good deal. STEP 11 : We do the free advertisement on newspaper, public areas and internet for you properties. STEP 12 : According to the market rate, we will help you get the high rental. So you can seat back and get the expansion of your financial freedom. STEP 13 : We have company lease tenants for you and they will accept all kind of unit conditions. If they have any requirement, we will subject to your approval and then the company lease tenants will furnish the unit themselves. STEP 14 : We will verify the tenant’s particulars document to make sure the tenants legal staying. STEP 15 : All the viewers I brought to view your house with Higher budget and Positive Feedback. Signing the Tenancy Agreement: STEP 16 : If owner go oversea and need to apply power of Attorney for the property from Law firm, we can give you the contact of the lawyer who charges the cheapest in Singapore. STEP 17 : Verification of the tenant & company lease office and business profile that Registered in Singapore. STEP 18 : The agreement we use for your property is Professional Rental Management Tenancy Agreement to make sure you can rent out the flat peace of mind. STEP 19 : I will give you my Home protection warranty plan to protect your properties! STEP 20 : The one time commission payment protects landlords and tenants for the entire tenancy period which is one year lease up to 2 years lease. STEP 21 : If you are too busy to go to the HDB office to get the approval, we can apply the HDB approval online for you. STEP 22 :We are expert in bringing suitable people & properties together in shortest time. STEP 23 : We will apply the utility under the tenant name. STEP 24 : We will do the stamp duty for your property after signing Tenancy Agreements (TA) at IRAS; the cost is to be paid by the tenants. STEP 25 : Fuss Free, Prompt Payment of rental every month through GIRO / Standard Order through company account. STEP 26 : We are professional marketing property management consultant analysis, master in HDB, Condo, Landed Properties’ tenancy law and procedures. STEP 27 : Once professional property management Tenancy Agreement signed, there will be no dispute and problem during the whole tenancy period with our unique services. STEP 28 :Checking on tenants every month WITH RECORD to ensure that compliance with Tenancy Agreement(TA) is expected of all the tenants. During the lease STEP 29 : Our honest, transparent and fair terms and conditions to help owners and tenants to get along well and solve any issues during the whole tenancy. There will be no worries and no problem between both parties. If there is anything you need my help, just give me a call I will come and solve your problems immediately. STEP 30 : We will keep tracking of the tenants’ particulars’ validity in order to make sure they are legally staying in Singapore. STEP 31 : We provide you free inspection of inventory check at the end of the tenancy lease. STEP 32 : We provide you free general cleaning and air con service. STEP 33 : Two months before end of the tenancy, we will check with the current tenants whether they want to continue to stay inside the property with your approval. If the tenants decide to move out, we will inform you immediately and by your approval to find suitable new tenants to match your requirements in time. We will make sure you won’t lose any rental income. Professional Service with Personal Touch. Tenant feedback is an important tool. 11 year experince full time agent Since 2003 Yours sincerely, Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Certify BY RES / CPD HDB RESALENET AGENT Property Management Analysis Rental , Sale , Buyer , HDB , Condo , Landed Properties Professional Rental , Sale Specialize Your Perfect Real Estate Business Partner, Right Person VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/
Troy Edward Hardie @ Singapore
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yasni 2014-05-27  +  

Expats Tenant Engage Professional Consultant Saleperson Master Rental Market 11 Year Wisdom

Home Protection Warranty Plan Qualified Professional Property Rental Management Consultant Analysis Associate With Excellence Your Interest, My Priority. Place Your Utmost Trust In Me. Specialise In Rental & Sales HDB & CONDO, COMMERCIAL With My Very Honest Service, We Provide You 100% Commitment. I Deliver On My Promise, Customer Satisfaction Guaranteed Is My Higher Priority. Bringing People & Properties Together Renting Your Properties In Shortest Time Is Our Destination. Our Quality Associate Serve You With Excellent Professionalism. Our Mission: To enhance the quality of lives by providing value - added Professional excellent service. You deserve the best, let us Serve you. Integrity and professionalism. To assist others, the way I would expect to be assisted. The service you can rely on. Always there for you. Your Satisfaction is Our Guarantee! We attend to all your property needs and we are looking forward to serving your future property needs. Our Professional Service : Tenants, One stop, view till you find your dream home with excellent location will match all your requirement (model of unit , condition of house etc.) is our Destination. Place your utmost trust in my best valued marketing plan, "PEACE OF MIND! SAVE TIME!" Come to US, We are your RIGHT AGENTS, HONEST, RELIABLE, HARDWORKING, EFFICENT & PROFESSIONAL. Always there for ALL YOUR RENTAL NEEDS! Our Professional Rental Management Team, who specialise in HDB & CONDO, will attend to all your rental needs and find the appropriate solution for you. We are always there to give you the STRONG SUPPORTS all the way till fullfill all your needs. Our Landlords: We have a very good relationship with our landlords. We can easily help you find your dream home from our Large Landlords' Database. We understand that "Nothing Is Better Than Walking Into A House That Smells Like 'A Home' ". We'd like to discuss about you requirements together and set immediately viewing for you. You deserve the best, Let us serve you! II. Stay Inside House with PEACE of MIND: Our Home Protection Warranty Plan, which is our Professional Tenancy Agreement and Excellent Housing Service, will Protect the Tenants all the way during the Tenancy Period, Home Protection Warranty Plan's unique benefits offer you peace of mind. We will take care of the whole process in the Tenancy Period and make sure you stay inside the house with peace of mind. We believe in FULL COMMITMENT ASSURED. We provide very honest service to fullfill all your needs. Your SATISFACTION is our HIGHEST PRIORITY. When you have serious problem with your Landlords, you can't cope and you need a professional consultant. Contact us! We are always there to help you. Our Professional Rental Management Team has mastered the full principle terms and condition in Rental Law. We can help you solve any problem that happened inside house. Your HAPPINESS is what we hardworking for. III. Our Mission Statement: We strive to excel and be the best agent by developing our fullest potential, through sharing and mutual support and in conducting our practice in the most ethical and professional manner, achieving success in our career by fulfilling the needs of our clients...always. #1 MASTER IN REAL ESTATE, FIRST CLASS PROFESSIONAL SERVICE. The most knowledgeable and most results-oriented service to the highest standard of professional excellence and customer satisfaction includes the coordination. Delivery of good service, better business performance. With my very honest service, we provide you 100% commitment. I deliver on my promise, customer satisfaction guaranteed is my higher priority. Bring people & properties together, quality units listing from housing owners and agents with excellent locations is our destination. Our Quality associate serve you with excellent professionalism service with one touch. Your perfect real estate business partner right person. Honesty and a personal touch make us the best agents in your neighbourhood. The reason why l work so hard for you because of your family, we attend to all your property needs. We understand how important communication and relationships are to you. It is people like you that make any success that I may have possible, Feel free to call me or pass this on to the next person who needs my help. For a non-obligatory discussion. Troy: 91009873 I thank you in advance for your time and patience. We look forward to a mutually beneficial business relationship. We wish to be of service to you as Business Partner Singapore. MLS Multiple Listing Service Listings Real Estate.   Troy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/
Troy Edward Hardie @ Singapore
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yasni 2014-05-19  +  

13000 Ex Tenant & Buyer, Professional Property Management Consultant Analysis Master Sale & Rental Business Property Market

STEP 1 - SALE /RENTAL CALL TROY @ 91009873 STEP 2 - Meet up for discussion master rental market STEP 3 - Home protection warranty plan ,rent your properties peace of mind STEP 4 - Fuss Free, Prompt Payment of rental every month through bank GIRO/Standing Order through company account. STEP 5 - Higher budget. STEP 6 - Checks on tenants will be done every week to ensure compliance to Tenancy Agreement(TA) – With record. STEP 7 - All kind of unit condition accepted as company will furnished it according to their needs. STEP 8 - Longer lease and terms can be negotiated (Atleast 1 – 2 years lease) STEP 9 - Registered local companies with office and business in Singapore STEP 10- Pick on choose the tenant prefer ,EXCELLENT NETWORK REFER STEP 11- Collect high rental seat back and relax get your financial freedom STEP 12 - Inspection of inventory check contract end of lease. STEP 13 - Our service we provide free general cleaning and air con service. STEP 14 - Our service we provide to apply HDB approval online for owner. STEP 15 - If owner leave singapore we help owner to apply power of Attorney from Lawyer office. STEP 16 - We apply online to transfer tenant name from singapore power supply. STEP 17 -Signed Tenancy Agreements(TA) Between Landlords and Company will be stamped at IRAS, cost to be paid by the company. STEP 18 - Legal tenant document issued by ica /mom. STEP 19 - We have contact new furniture 50% sale ,second hand cheap furniture, air con service ,maid ,mover ,handyman. STEP 20 - Honest and fair deal to help you owner and tenant to understand the market professional management tenancy agreement strong enough to solve any problem full cause in rental market, no worries, no problem. STEP 21 -International Professional Rental Management Development Analysis Tenancy Agreement STEP 22 - Customer Satisfaction Guaranteed is my higher priority. STEP 23 - Bringing people & properties together renting your properties in shortest time is our destination STEP 24 - Win win situation. STEP 25 - Quality Agent With Excellence Professional Unique Service Honest Is my Priority. STEP 26 - We provide you 100 % commitment , Peace of MIND! STEP 27 - You deserve the best , let us serve you. Always listen and understanding customer need. Always there for you. We provide free   Property Management Consultant advise. STEP 28 - 13,000 Tenant know my name and service in my list contact , internal referal network. STEP 29 - We help owner and tenant to understand any urgent major problem in rental and sale market . STEP 30 - We serve our client like AMERICA AND BRITISH Agent Property Management Service.Mindset of CEO & Singapore legal advise. STEP 31 - Professional Marketing Property Consultant On HDB Law Tenancy Procedure STEP 32 - Professional Marketing Analysis STEP 33 - Professional Inventory Record STEP 34 - Professional Rental Management Tenancy Agreement STEP 35 - Professional Letter Of Intent STEP 36 - Law Of Landlords And Tenants STEP 37 - Preinspect On Propective Properties STEP 38 - The Market Value Of Property And Survey Rental Service. STEP 39 -This one time payment protects landlords & tenant for the entire tenancy period one years lease up to 2 years lease STEP 40 - Dont Miss ,Network Of The Excellent Expats Choice. STEP 41 - More than 13,000 ExTenant & Buyer Refer Internel Network. STEP 42 - Like to help landlord & tenant to understand about the rental market. STEP 43 - Ensure all my tenants legal comply to the law of singapore STEP 44 - Ensure that you place suits the requirements of the tenants before showing the house will match my tenant need STEP 45 - Advertise on newspaper , public areas or internet referred network STEP 46 - Proper advice on the pricing STEP 47 - Proper advice on presentation of your place , makeover STEP 48 - Contract handling hold TENANCY PERIOD STEP 49 - We will protect your client interest during the process, responsibility, HONEST SERVICE,FULL COMMITMENT ,ALWAYS LISTEN & UNDERSTAND CUSTOMER NEED. STEP 50 - Our coordinator will match your requirements to save your time to close deal fast immed deposit STEP 51 - One month deposit or two month deposit & one up to four month advance rental STEP 52 - We will settle all the issues during the whole tenancy for free. If there is any problem in the rental property, just give us a call and we will come and solve the problem immediately. And we really make you rental out your property in peace. The Market Value Of Property And Survey Valuation Price On Your House Advertise on newspaper , public areas or internet referred network Proper advice on the pricing HDB Valuation lastest update syetem on market value. Financial Plan Consultation HDB Loan & Bank Loan lower installment plan interest rate Bank Loan Application Approval with 2 day HDB Loan Consultation Arrangement of Refinancing / Other loans (bridging loan) HDB Sale & Resale Enquiries all kind matter as some major problem issue smooth transaction HLE Application Approval with 14 day CPF Housing grant Consultation and additional grant first timer Home Deposit Guarantee Contra Case Bankrupty Discharge Letter Offical Assignee Divorce Case Death without leaving will letter of administration Death with will Grant of probate Flat fully paid Duplicate lease subsidiary Certificate of title Application Power of Attorney HDB Resale , CONDO Revoke Power of Attorney HDB Resale, CONDO Free Valuation Free Advertising 24 hour service Professional Service with Personal Touch. Owner & Tenant Seller & Buyer feedback is an important tool. 11 year experience full time saleperson since 2003 McDowell Realty Network L3006213G Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/ Real Estate Broker - Business development - Copy writing - Building creative proposal - Property Management Consultant Analysis - Sales follow up - Marketing plans - Designing promotion - Marketing strategies - Coordination - Valuation Analysis - Presentation skills - Technical production - Communication Corporate - Top Lister - Top Producer - Top Achievers - Good understanding of this prestigious - Taking care of a wide client - Dont Miss ,Network Of The Excellent Expats Choice. - Meet up for discussion Master on Sale &  Rental Market - Home protection warranty plan ,rent your properties peace of mind - We match your need,Bringing Tenant to Owner properties together renting your properties in shortest time is our destination
Troy Edward Hardie @ Singapore
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yasni 2014-05-17  +  

Rental Market HDB, CONDO, LANDED PROPERTIES / Renting out Private Property in Singapore

Professional Property Management Consultant Analysis in Sale & Rental Development, Master in Sale & Rental Property Business Licence NO. L3006213GInternational Property Adviser We fully master the tenancy principal terms & conditions, so we can solve any problem in rental market. Our Home Protection Warranty Plan and Professional Property Management Tenancy Agreement, will let you rent out your house 100% Peace of Mind. ALL AREA 4rm / 3rm/ 2rm / 1rm, Island wide Wanted!Tampines, Simei, Bedok, Pasir Ris, Eunos, Paya Laber, Marine Parade, Kallang, Tiong Bahru, Queenstown, Clementi, Bukit Batok, Jurong, Woodlands, Sembawang, Yishun, AMK, Bishan, Hougang, Serangoon, Potong Pasir, Little India ISLANDWIDE PROFESSIONAL RENTAL SPECIALIZE, Lots of Ready tenants! Rent out your house within 2 days! A pool of ready professional tenants’ family, couple and single ladies!TENANTS are from Malaysia, Hong Kong, Philippine, Europe, USA, Australia, Russia, India, Japan, Korea, Indonesia, China.Good budget & Good profile. Network of excellent refer case(10,000 ex-tenants): SIA, CGH, SGH, NUS, CITIBANK, OCBC BANK, CREDITSWISS BANK, HP CENTRE HQ, POLY STUDENT, PR holders.Immediate viewing, deposit plus Rental Advance & occupancy!Best Value Marketing Plan, Aggressive Marketing, Free Property & Legal Advices, Best Results Assured,Full Commitment, Right Person Sincerity & Honesty.Customer interest is our first priority, 100% genuine excellent service Please contact @ Troy 91009873. Thanks. Price range depends on location, condition, furnish of the unit and size of the house. Unit Type Price Range HDB Common Room : Single($550-$750), couple($600-$850) HDB Master Room : Single($900-$1.1k), couple($1k-$1.4K) Condo Common Room : Single($900-$1200), couple($1100-$1250) Condo Master Room : Single($1100-$1250), couple($1200-$1600) HDB 1 room +1 hall flat : $1.4k - $1.9k; Near CBD: $1.5k - $2k HDB 2 room +1 hall flat : $2.1k - $2.8k; Near CBD: $2.6k -$2.9k HDB 3 room +1 hall flat : $2.6k - $3k; Near CBD: $3.2k - $3.7k HDB 4 room +1 hall flat : $2.9k - $3.5k; Near CBD: $3.6k - $4k Central (Newton, Holland Village, River Valley, Orchard, Tanglin) 1-bedroom apartment 2-bedroom apartment 3-bedroom apartment Penthouse / 4+ bedrooms  Terraced House Bungalow : S$3,000 - S$7,000 S$3,500 - S$8,000 S$4,500 - S$10,000 S$6,000 - S$20,000 S$6,000 - S$25,000 S$15,000 - S$60,000 East Coast & Bukit Timah 1-bedroom apartment 2-bedroom apartment 3-bedroom apartment Penthouse / 4+ bedrooms Terraced House Bungalow : S$2,500 - S$4,000 S$3,000 - S$5,000 S$3,500 - S$7,000 S$5,000 - S$15,000 S$7,000 - S$10,000 S$12,000 - S$40,000 Other Areas 1-bedroom apartment 2-bedroom apartment 3-bedroom apartment Penthouse / 4+ bedrooms Terraced House Bungalow :   S$2,000 - S$3,000 S$2,500 - S$4,000 S$2,800 - S$5,000 S$3,200 - S$8,000 S$5,000 - S$10,000 S$8,000 - S$20,000 Your friendly and reliable agent, you are always looking for.We invite home owners to preview our marketing program.You and your family can receive following benefits: Owner Benefits 34 Services of a Corporate / Personal Lease: Call My Service: STEP 1 : SALES & RENTAL CALL TROY @ 91009873 for free property advices. STEP 2 : Excellent Reputation and Strong Network Recommendation of 10000 ex-tenants, I can help you to find you preferred tenants for your property. STEP 3 : We have enough experience and knowledge to market your property, provide you best coordination with the right price and good tenant that owners are looking for. STEP 4 : Master the principal terms & conditions in rental market, mindset of CEO. STEP 5 : Don't waste your empty house - renting out your house is the fastest legal way to ensure a stable monthly cash flow during the economic downturn. STEP 6 : We are always listening and understanding the customers’ needs, and we are always there for you. We provide free legal advice to help you manage the property easily and avoid the unnecessary problems. Marketing the property: STEP 7 : If you're looking to rent out your house and start collecting rental at the shortest time possible, you've found the right contact point. We are a team of full-time brokers specializing in rental. Just name us your requirements for your preferred tenants and we will proceed to match your house with our database of tenants immediately! STEP 8 : We are expert in bringing suitable people & properties together in shortest time. Customers’ satisfaction guaranteed. We’d like to build a win-win situation for both parties. STEP 9 : If you need to do some maintenance and decoration in the house, we have the contacts which provides cheap service charge and items, such as 50% discount of new furniture, cheap second hand furniture, cheap aircon chemical service, general cleaning service, movers, handyman. STEP 10 : We will give you proper advice on pricing and presentation of your house, makeover to ensure you can get good deal. STEP 11 : We do the free advertisement on newspaper, public areas and internet for you properties. STEP 12 : According to the market rate, we will help you get the high rental. So you can seat back and get the expansion of your financial freedom. STEP 13 : We have company lease tenants for you and they will accept all kind of unit conditions. If they have any requirement, we will subject to your approval and then the company lease tenants will furnish the unit themselves. STEP 14 : We will verify the tenant’s particulars document to make sure the tenants legal staying. STEP 15 : All the viewers I brought to view your house with Higher budget and Positive Feedback. Signing the Tenancy Agreement: STEP 16 : If owner go oversea and need to apply power of Attorney for the property from Law firm, we can give you the contact of the lawyer who charges the cheapest in Singapore. STEP 17 : Verification of the tenant & company lease office and business profile that Registered in Singapore. STEP 18 : The agreement we use for your property is Professional Rental Management Tenancy Agreement to make sure you can rent out the flat peace of mind. STEP 19 : I will give you my Home protection warranty plan to protect your properties! STEP 20 : The one time commission payment protects landlords and tenants for the entire tenancy period which is one year lease up to 2 years lease. STEP 21 : We will advise you on Property Tax Rebate. STEP 22 : If you are too busy to go to the HDB office to get the approval, we can apply the HDB approval online for you. STEP 23 : We are expert in bringing suitable people & properties together in shortest time. STEP 24 : We will apply the utility under the tenant name. STEP 25 : We will do the stamp duty for your property after signing Tenancy Agreements (TA) at IRAS; the cost is to be paid by the tenants. STEP 26 - Fuss Free, Prompt Payment of rental every month through GIRO / Standard Order through company account. STEP 27 : We are professional marketing property management consultant analysis, master in HDB, Condo, Landed Properties’ tenancy law and procedures. STEP 28 : Once professional property management Tenancy Agreement signed, there will be no dispute and problem during the whole tenancy period with our unique services. During the lease: STEP 29 : Checking on tenants every month WITH RECORD to ensure that compliance with Tenancy Agreement(TA) is expected of all the tenants. STEP 30 : Our honest, transparent and fair terms and conditions to help owners and tenants to get along well and solve any issues during the whole tenancy. There will be no worries and no problem between both parties. If there is anything you need my help, just give me a call I will come and solve your problems immediately. STEP 31 : We will keep tracking of the tenants’ particulars’ validity in order to make sure they are legally staying in Singapore. STEP 32 : We provide you free inspection of inventory check at the end of the tenancy lease. STEP 33 : We provide you free general cleaning and air con service. STEP 34 : Two months before end of the tenancy, we will check with the current tenants whether they want to continue to stay inside the property with your approval. If the tenants decide to move out, we will inform you immediately and by your approval to find suitable new tenants to match your requirements in time. We will make sure you won’t lose any rental income. Are you preparing to rent out your unit? Rental is a fast & on-going investment for property owners. To prevent any loss, we will always get you qualified tenants in your unit throughout. We have wide network of tenants. We link up with various tenant & agents in your area to secure the best results for your property. Professional Service with Personal Touch, Great Demand on Your unit If you're planning to rent out your house and start collecting rental at the shortest time, you've found the right contact point. We are a team of full-time brokers specializing in rental. Just name us your requirements for your preferred tenants and we will proceed to match your house with our database of tenants immediately! Why can not engage multiple-agent? * More agent meaning less responsibility for your units / rooms! * Confusion... * Let us take the exclusive of your units with our Professional Property Management Unique Service. HDB, Condominium, Landed Property Engage me Today as your Exclusive Agent to Share my SECRET MASTER FORMULA. That is the Most Powerful Marketing Strategy. Let us show you our Proven Marketing Plan. Our Home Protection Repair Warranty Plan to Protect Your Interest to Rent out your property without any worries. Choose us now, we promise you that we will be responsible during the whole tenancy period of lease in represent of you! Let us take care of the rest for you. No worries, we guarantee peace of mind for your entire rental process! Our brokers are reliable, friendly, efficient and professional. I believe I can assist you to have a profitable and wonderful real estate ventures. You would agree with me that what we need is the right ATTITUDE to make things happen. I am here to help you in everything to make the best real estate decision in your life. Feel free to call me or pass this on to the next person who needs my help for a non obligation discussion. Please contact @ 91009873. If there's no answer, please send us an SMS and we'll get back to you shortly. --------------------------------------------- --------------------------- LANDLORDS: What do I need to consider when renting out my property? First of all, you need to consider what rental amount you would like to fetch for your property. You can start by researching the current rental prices of a similar sized unit in and around your building, bearing in mind the building facilities, age of building, proximity to services. Your agent will also be able to advise you accordingly. Other factors like renovation, upgrading and painting costs will affect your desired rental price. Think also about maintenance charges – both to the building management, as well as upkeep or the potential replacement of larger appliances. You also have to consider if you want to rent out the property as “Partially furnished” or “Fully furnished”. “Partially furnished” often includes curtains, light fixtures and appliances such as refrigerator, washer, dryer, cooker hood and hob. “Fully furnished” would add on basic furniture which includes sofa set, dining room set and bedroom set. Prior to renting our your property, it is strongly advised to dress up the property, cleaning and clearing out clutter, and make it more appealing and marketable to potential tenants. Any major repairs should be done before opening the property for potential tenants’ viewing. Finally, make sure you are aware of the types of questions a tenant may ask – such as the list of facilities available, proximity to buses, trains, supermarkets and schools, available parking etc. The Contract part: After the tenant has chosen your property to rent, what happens next? Once the tenant has chosen your property to rent, a “Letter of Intent” (LOI) will be prepared by the tenant’s agent for your review/agreement together with a cheque for an initial deposit equivalent to a month’s rent. The LOI is an offer letter which states the name of property, name of landlord and tenant, rent amount (offer price), commencement date, lease term, security deposit amount, diplomatic clause, stamp duty, minor repair clause, all standard and additional items the tenant requires from you, i.e. extra sets of keys, additional or replacement of fixtures, appliances, painting of walls, choice of wall colours, additional cable points, etc. You will need to evaluate the requests and decide if they can be met with the offered rent price. After the LOI has been agreed, your agent will then prepare the tenancy agreement (TA) for both parties to agree and sign. The TA is the legal document governing the relationship between yourself and tenant. The tenant has to sign the TA and submit to you together with the rest of the security deposit (another one month rent) plus the first month’s rent in order to begin the lease. What is the term of a lease? When renting a property, the standard practice is that tenancy agreements last two [2] years. Shorter or longer leases can be agreed, but terms have to be negotiated and mutually agreed between both parties. Who pays the agent commission? The commission amount will be discussed and agreed between yourself and your agent either on an exclusive or non-exclusive basis. It is highly recommended to use one agent exclusively who will then commit to you 100 per cent. In this way, it becomes more efficient and effective, and there is no time wasting and confusing for everyone concerned as they all access the same database of properties on the market. Having a dedicated agent means they will understand your specific needs and ensure you are best represented. Legally, an agent cannot represent both the tenant and the landlord. In this way, you will be assured your agent has your best interests at heart. Therefore, your agent will have to co-broke with another agent who represents the tenant and shares the commission. Breaking a tenancy agreement: What is a diplomatic clause and under what condition can it be exercised? A diplomatic clause means the tenant can give early notice to terminate, usually only after the completion of the first twelve months of the term, by serving two months’ notice or two 2 months’ rental in lieu of such notice, in the event that the tenant is: Deported from Singapore; Refused permission by the Singapore Government to reside in Singapore; If the Singapore Government refuses to grant or renew any applicable employment pass/work permit; Transferred by the Company out of Singapore or ceases to be employed by the Company, for any reason whatsoever. Who pays for minor repairs? The standard practice is the tenant will be responsible for any minor repair work that does not exceed $150 per item per job. You shall bear the cost for repair that exceeds this amount. This is applicable only after the first 30 days of Tenancy. During the first 30 days of the tenancy, the landlord will need to replace or repair any item that is found defective, regardless of the cost. When will the rent be paid? It is standard practice that rent is payable monthly in advance on an agreed fixed day. Who pays for the maintenance and management fees? If you own a unit in a condominium and apartment building, you will need to pay the maintenance and management fees, usually on a quarterly basis. You can check with your management corporation for details and payment mode. Do I need to pay any taxes? You will be required to pay property tax of 10% once your property is being rented. Notification to Inland Revenue Authority of Singapore (IRAS) is not required if the TA has been e-stamped. Goods and services tax (GST) of 7% is chargeable on agent’s commission or fees. The rent amount is exempted from GST but the renting of furniture and fittings and maintenance fee are subject to GST. Rent received from letting of property is subject to income tax. Rental income includes rent of the property, maintenance, furniture and fittings. After deductions for allowable expenses (such as property tax, repairs, etc), the net amount is taxable. Tax returns need to be filed by 15 Apr for paper returns or 18 Apr for e-filing. For more information, please check out IRAS website http://www.iras.gov.sg/irashome/default.aspx Does Stamp Duty need to be paid for rental of my property? The tenant pays stamp duty for the lease of a property. However, if you intend to sell your property with a sitting tenant, stamp duty may apply depending on when you bought the property. If the property was bought during the period of 30th August 2010 to 14th January 2011 and sold within the first year, full seller stamp duty will apply. If sold in the 2nd year, seller has to pay 2/3 of the stamp duty and 1/3 of the stamp duty if sold in the 3rd year. If the residential property was bought after on and after 14th January 2011 and sold within the first four years, stamp duty will apply. It is based on a percentage of the selling price, i.e. 1st year – 16%, 2nd year – 12%, 3rd year – 8% and 4th year – 4%. Properties can be sold with an existant tenancy agreement, i.e. new owners have to continue honouring the tenancy agreement until the contract expires. It is good to let the new owners have a copy of the signed tenancy agreement so that they are aware of the terms and provisions. Moving In: What is the 'Handover' process? Once the property has been cleaned, painted and any repairs have been made, your agent will represent you to conduct the ‘handover’ process with the new tenant, usually with the tenant’s agent. If you contract me as you agent, I will prepare an inventory list of the property. You should check this thoroughly and walk through the entire space taking all the items into account. Anything missing from the inventory list when the property is ‘handed back’ could result in a reduction or forfeiture of the security deposit. The tenant signs the inventory presuming all is present and accounted for. In most cases, tenants can take photos of any items that may have pre-existing defects (such as dented appliances), so that this does not present a problem when handing back the home. Tenants may photograph any wear and tear that is present, and any defects that need to be corrected or replaced within the initial first 30 days. During the handover process, the keys and other relevant items (e.g. warranty cards for appliances, key cards, car decals), will also be handled over to the tenants. Moving Out: What is the 'Handback' process? Your agent will accompany you to do the ‘Handback’ process [when the tenant passes back possession of the property], and usually in the presence of the tenant and their agent. The original inventory list will be checked off, and keys and other items handed back. Presuming the property is handed back in good condition (general wear and tear is considered acceptable), you will then have to repay the security deposit to the tenant within two weeks. How will the tenant get the security deposit back after the lease term? The two months’ deposit paid will be held by you as security and repaid, usually in the form of a cheque, within 14 days from the termination of the lease, subject to fulfilment of the terms of the tenancy agreement. You are not liable to pay any accrued interest on the deposit amount. (`•.•) Always `•.(`•.•) Keep (`•.•).• Smiling ! `•..• McDowell Realty Network L3006213G Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/
Troy Edward Hardie @ Singapore
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yasni 2014-05-16  +  

Valuation / Research / Property Management / Residential Project Sales

Valuation How to value your home Once you’ve decided to sell your property, you will need to get an accurate valuation of your home in order to determine the potential sale price in the current marketplace. However, property valuations can be a complex and difficult process. Get the valuation wrong and your property might not sell, or it might sell for less than the property is really worth. So how should you go about organising a valuation that accurately reflects the realistic value of your home? Knowledge is power in investment decisions.  We provide real estate valuations that do not leave you second guessing and will give you the confidence you / need to act decisively, and profitably.  Timing is literally money in realising real estate profitability.  It is critical to know precisely what a property or portfolio is worth in the face of rapidly changing markets.  Our professional and qualified team of valuers provides valuations for both institutional and non-institutional clients, delivering the highest standard of professionalism and service.  We have an established track record of undertaking valuations for a wide variety of purposes ranging from mortgage financing to insurance, taxation, sale, purchase, mergers & acquisitions, public listings, corporate recovery work, financial reporting, rental reviews, litigation and statutory valuations. _____________________________________________ __________________________ Research Our property market insight, innovative analysis and prescient forecasting is backed by the market knowledge and commercial acumen of real estate's most experienced team.  Our local, regional and global researchers are dedicated to providing a seamless research service from local data sourcing and single assignment analysis through to the construction of global investment, development and locational strategies. Team is skilled in real estate advisory and consultation work and possesses wide ranging capabilities in undertaking market studies, feasibilities, property market research, strategic occupancy planning, portfolio asset management and real estate investment opportunities and risk management.  Our clients benefit from our insights, in depth analysis of the property market and the advice that we give, so that they will arrive at good investment decisions.  We are committed to providing the highest standard of professional advice in our service to clients. _____________________________________________ ___________________________ Property Management Our innovative and rigorous property management strategies help real estate owners to enhance their  property values.  Our expertise in creating and maintaining a superior work environment for tenants and comfort for residential dwellers is our forte. The Singapore team is able to assist you in your management needs.  We offer a full advisory service to ensure landlords get the right advice and our experience and knowledge of tenants requirements enables us to best advise clients. _____________________________________________ __________________________ Residential Project Sales The right fit for Singapore residential property We provide a seamless service to developers offering expertise in the full project marketing cycle.  Our capabilities ensure your project success from the initial design concept through to sale.  Our core services include: -  comprehensive off plan to completion sales and marketing consultancy -  feasibility and viability reporting on market trends, buyer profile and target market -  layout, mix size and specification advice with focus on buyer preferences and product mix to maximise value and market appeal -  pricing strategy and structure -  project branding and positioning -  marketing budgets and media campaigns -  sales display planning and fit-out, display apartment furnishing and styling -  marketing collaterals and materials -  market research -  sales and marketing strategy and implementation Residential project sales team comprises of highly skilled and experienced managers who have indepth knowledge of the local residential market and every changing environment.  With the support of our dynamic and motivated residential associates, we deliver an effective sales force to manage new project launches of any scale. We respond swiftly to changes in the market place with tailor made solutions to ensure that we meet and exceed client expectations. _____________________________________________ _________________________ McDowell Realty Network L3006213G Troy Edward Troy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/
Troy Edward Hardie @ Singapore
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yasni 2014-05-15  +  

See more estate agents on Rightmove / Selecting an estate agent / Right Pecfect Business Partner Estate Agents social media marketing tool top site help you sale & rentout your house fast plus internel refer network from expat ex tenant & buyer

See more estate agents on Rightmove The vast majority of vendors with a property to sell in the Singapore use an estate agent to market their property. Choosing an effective and good quality estate agent who can manage the buying & selling process on your behalf brings a huge range of benefits. Here are just some of the advantages of instructing an estate agent: Your home will be appraised by an estate agent who can advise you about local market conditions and provide an accurate assessment of the correct marketing price. Estate agents employ specialist trained staff, and are often open for extended hours throughout the week and at weekends. Estate agents can erect a 'For Sale' board to raise awareness of your property. Estate agents can present your property to its fullest potential online, using floor plans, brochures, virtual tours and other marketing tools. You can access a number of other important services through estate agents such as financial advice, conveyancing and other home moving products and help. Only estate agents can advertise your property for sale to local, national and international buyers on Rightmove ensuring your home is seen more by potential buyers. Estate agents can advertise your property in other local media where this is appropriate. Estate agents have a register of buyers who are looking for property locally. Selecting an estate agent Use an estate agent who has been recommended to you personally or an estate agent who you have used previously. Remember, the fee isn't the most important factor in choosing an estate agent. A good estate agent will give you great service, keep you informed throughout the process and negotiate the best deal on your behalf. Ask what marketing your estate agent will do on your behalf. Estate agents who advertise on Rightmove have unrivalled benefits. You can find out more about what a Rightmove member estate agent can do for you below. Right Pecfect Business Partner Estate Agents There are over 30,000 estate agents in singapore advertising over properties for sale & rental. If you have a property for sale, remember that it's harder for potential buyers to find it if it's not on Rightmove.   Here are just some of the benefits of instructing a member estate agent to sell your property: Estate agents can advertise your property to the  largest home moving website - 100,000 of local and national home movers visit Rightmove every month. Estate agents can display unlimited photographs to give buyers the best view of your property. Estate agents can give you exclusive personalised reports on the interest being shown in your property, ensuring that your estate agent can keep you informed every step of the way. Real Estate agent how know social media marketing tool top site pool of buyer & tenant to help you sale & rentout your house fast plus internel refer network from expat extenant & buyer. _____________________________________ _________ McDowell Realty Network L3006213G Troy Edward Troy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/    
Troy Edward Hardie @ Singapore
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yasni 2014-05-14  +  

Sales & Rental Business In My Entire Career More Than 11 Years Fulltime Real Estate Salesperson My Wisdom To Solve Your Problems & Achieve Your Dreams Are My Goals

Sales & Rental Business In My Entire Career More Than 11 Years Fulltime Real Estate Salesperson My Wisdom To Solve Your Problems & Achieve Your Dreams Are My Goals Hi! I am Troy Edward Hardie from Mcdowell Realty Network. I have been in Sales and Business Development in my entire career more than 11 years. To Solve your Problems & Achieve your Dreams are my Goals Troy Edward Hardie is able to combine his broad range of skills with his long held and active interest in the property and real estate industry. He consistently aims to meet and achieve beyond expectation and believes he energy, work ethic and high performance standards enable he to provide our Landlords and Tenants with a unique and progressive service. Having completed the Real Estate Licensing program, Troy Edward Hardie has a wealth of knowledge to continue he solid track record of business growth focused on providing premium service in every instance, consistently keeping his clients up to date through every step of the process, and intimate knowledge of the local area. Non obligation consultation. Provide my best knowledge to meet your needs and fulfill your plans. Your friendly Full-time Real Estate Salesperson. My wide industry and social network has certainly help me in securing listings and advising my clients on property investment. Many of the satisfied customers including expatriates have successfully referred their friends and family members for my services. I am committed to ensure a smooth transaction and a pleasant experience in the process of buying/ selling/renting your properties. Do take note that choosing a competent and responsible agent is important for all. My services cover you through the whole process - finding the property, negotiating the best price, making an offer and closing the deal. I am here to help you in everything to make the best real estate decision in your life. In today Singapore's changing market condition and the laws, the engagement of a realtor is more important than ever. Property hunting process is busy and exciting, I am here to make sure the experience goes as smoothly as possible by giving you all the help you need under one roof and to ensure your new home meets all your expectations. My aim is to offer my clients, looking to buy, sell, let, rent with the highest level of service, professionalism and personal attention at all times. Let's discuss your leasing and selling needs today by using unique marketing plan. With our wealth of experience we are equipped to advise you on various matters market conditions pricing strategies, management of your property. We are highly experience and motivated to strive for the best deals for you whether in the sale & rental or management of your property. No matter how difficult your situation maybe, I’m confident to solve all your property needs I believe in straightforward explanations. My guiding principle is * Integrity and Knowledge.* Buying a house is a huge investment that demands much consideration and research. The same applies for selling or renting a property, where much time and effort have to be spent in negotiating for ideal prices. This is why it's important to engage a qualified (certified), honest, driven, reliable, knowledgeable and capable housing agent who can readily give sound advice and work efficiently to address all your property needs. According to your properties' location and condition, we can tell you to improve your valuation prices . And we can give you valuable advices to help you to improve your valuation price on lastest transaction record update system HDB & Condo value everymonth. 'Put the least effort, gain the maximum valuation', this is what we want you benefit from our services. Buyers and Sellers on real estate information and analyses over Singapore property market. The end goal is to build a leading public engine, which delivers more convenience and benefits to public interested in real estate matters and transactions, and for the portal to be exposed even to the international market. •To keep updated about current real estate market •To monitor listing and transacted prices •To gather more information when they are interested to purchase a new property I am committed to ensure a smooth transaction and a pleasant experience in the process of buying/ selling/renting your properties. Do take note that choosing a competent and responsible agent is important for all. Services include : * Free financial assessment on eligibility to buy a property in Singapore (private or HDB) * Free Advice on new housing ruling (after 30 Aug) and how it will impact you as a buyer or seller * Advice on Housing loans available in the market / refinancing your current housing loan * Professional recommendation on investment of property market for home owners /investors. * Valuations of your valued properties. * Conduct Viewings/ Price Negotiation/ Deal Closure & Purchase/Sale Documentations * Follow-up with bankers,lawyers,auditor to ensure a smooth and fully complete transactions. Do not hesitate to call me for a non-obligatory discussion if you plan to buy/sell/rent and invest on properties. Call Now ! TROY EDWARD 91009873 11 Years Knowledge & Experience Count. Working with Buyers & Sellers, Landlords & Tenants Specialize in BUY/ SELL/ RENT HDB, CONDO, LANDED and New Launch Projects Realtor Singapore TROY EDWARD 91009873 Senior Sales Team Associate Marketing Director McDowell Realty Network Pte Ltd CEA License Number L3006213G / R015039A Cert BY CES/ RES / CPD HDB RESALENET AGENT For Troy Edward, being a Singaporean has proved to be an asset in the fast growing Singapore real estate market. Troy started his real estate career as a licensed realtor to a top producing real estate team at Chong Hok Realty. Having only been in real estate for 6 Months, Troy became a Associate Marketing Director in Chong Hok Realty . Troy is a perfectionist at everything he does, and this trait is reflected on the service he provides to his clients. Troy prides himself on representing his clients and maintaining his high moral standards and values. Having offer over 11 years of experience in Real Estate, Troy's knowledge and expertise of the Real Estate in Singapore is something few can provide. These attributes are the foundation to his success. With Troy's experience and achievements he can only look forward to great things in the future! If you'd like more information about the Real Estate and the lifestyles Singapore offer, Troy Edward is one of the top real estate experts here. Trying to figure out your next move? We can discuss about your home and the current market values in your area. Relocating? Finding a new home in this Garden City, Singapore, can be hard. Trust Troy and his team to help connect you with a new community and find your new home! __________________________________________ Let's connect: Professional Service with Personal Touch. 11 year experience full time agent Saleperson The face you know the experience you trust McDowell Realty Network McDowell Realty Network L3006213G Troy Edward Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/ Real Estate Broker - Business development - Copy writing - Building creative proposal - Property Management Consultant Analysis - Sales follow up - Marketing plans - Designing promotion - Marketing strategies - Coordination - Valuation Analysis - Presentation skills - Technical production - Communication Corporate - Top Lister - Top Producer - Top Achievers - Good understanding of this prestigious - Taking care of a wide client - Professional Marketing Property Consultant On HDB Law Tenancy Procedure - Professional Marketing Analysis - Professional Inventory Record - Professional Rental Management Tenancy Agreement - Professional Letter Of Intent - Law Of Landlords And Tenants - The Market Value Of Property And Survey Rental Service. - Dont Miss ,Network Of The Excellent Expats Choice. - One call view all, match your need closing deal on the spot. - We help owner and tenant to understand any urgent major problem in rental and sale market. - If owner leave singapore we help owner to apply power of Attorney from Lawyer office. - Meet up for discussion master rental market - Home protection warranty plan ,rent your properties peace of mind - Bringing people & properties together renting your properties in shortest time is our destination - Financial Plan Consultation HDB Loan & Bank Loan lower installment plan interest rate - Bank Loan Application Approval with 2 day - HDB Loan Consultation - Arrangement of Refinancing / Other loans (bridging loan) - HDB Sale & Resale Enquiries all kind matter as some major problem issue - HLE Application Approval with 14 day - CPF Housing grant Consultation and additional grant - Transfer of Ownship - Letter of Administration - Home Deposit Guarantee - Contra - Bankrupty Discharge Letter - Divorce Case - Sold Within One Week Up To 30 Days Sale Of Flat
Troy Edward Hardie @ Singapore
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yasni 2014-05-13  +  

Selling Property Tips / 10-Step Guide to Buying a House / 9-Step Guide to Open Houses / 8-Step Guide to a Smooth Move / 7-Step Guide to Selling a House / How-To Guide: Selling Your House / How Much Is Your Home Really Worth? / Comparative Market Analysis

  Making an Offer   If you've been house hunting for awhile you might feel confident that you understand the market value of houses in your area, but it's not unusual for even seasoned home buyers to feel a bit queasy when it's time to make a formal offer. Use these tips to begin investigating your local real estate market. Attend Open Houses Attending open houses helps you track the actual condition of homes on the market--insight you won't get by looking only at recorded stats. Keep the handouts you are given at open houses and then watch for the For Sale signs to come down. Do research on its sales price. Find Home Sales Prices Advertising gives you a feel for the average asking prices of homes, but asking prices are often inflated. Your focus should be on the sales prices of similar homes that have sold recently. You might find that records for your area are available on disk or online. Use records to help you see where prices are now, but don't make the mistake of basing an offer on the amount a current owner paid for a property--it doesn't usually work. Value has nothing to do with a previous sales price if real estate prices have escalated since the sale. Valuation Report It will slow you down, but you can probably order a valuation report before making an offer. Make sure the results will not be shared with others and keep in mind that the opinions of different valuers often vary. Low vs. High Offers Come in too low and you'll run the risk of alienating the seller. That's fine if low is all you'll go, or if the property is truly overpriced, but it can create problems with future negotiations if the seller interprets your offer as a personal insult. She may not be as anxious to deal with you as she would have been had you made a more realistic first offer. Come in too high and you probably won't find the seller's low point, but if you really want the house, and if competition is swift, an offer near or above the asking price might be a must. Learn as much as possible about your real estate market before you make a move. Factors that Can Affect Seller Motivation: - How long has the house been on the market? If only a short time the sellers might not be ready to lower the price. - How does the house compare with others for sale in the same neighborhood? Too high or too low? Can you determine why? - Is the house in need of repairs or massive updates? Updating items such as insulated windows, plumbing and electrical systems, kitchens, and baths can be costly. - How many more years should it last? - What about the neighborhood, do you foresee home values climbing, staying the same, or possibly taking a downturn? Bottom Line Analyze each home's condition and compare it to others on the market, but realize that your final offer will likely involve a good deal of gut instinct. Is it the house for you? If you've been searching for a home for a while, you will probably know the answer to that question the minute you walk in the door. --------------------------------------------- --------------------------------------------- --------------------------------------------- ------------------------------ 10-Step Guide to Buying a House Are You Ready to become a homeowner Get a Realtor Get a mortgage Pre-approval Look at homes Choose a home Get Funding Make an Offer Get Insurance Closing What next? You’ve done it. You’ve looked at properties, made an offer, obtained financing and gone to closing. The home is yours. Is there any more to the home buying process? Whether you’re a first-time buyer or a repeat buyer, you’ll want to take several more steps. Those papers you received at settlement are extremely valuable, so hold on to them! In the short-term they can help establish tax deductions for the year in which the property was purchased. In the future such papers will be important for tax purposes when the property is sold, and in some cases, for calculating estate taxes. Also at closing, determine the status of the utilities required by the home, items such as water, sewage, gas, electric and oil service. You want utility bills to be paid in full by owners as of closing, and you also want services transferred to your name for billing. Usually such transfers can be done without turning off utilities. REALTORS can provide contact numbers and related information. About two weeks after closing, contact your local property records office and confirm that your deed has been officially recorded. Such records are public notices that show your interest in the property. Lastly, enjoy your home. Owning real estate involves contracts, loans, and taxes, but ultimately what’s most important is that home ownership should be a wonderful experience. Enjoy! ----------------------------- --------------------------------------------- --------------------------------------------- ------------------------------------------ 9-Step Guide to Open Houses Walk Through Your House With Your REALTOR What Your Realtor Is Looking For What Needs Work Some homes will need major repairs, such as upgrading the flooring, fixing wear tear air con service & general cleaning. Developing a Marketing Strategy Repair and Update Your Home Before an Open House Declutter Before Your Open House Step Up Your Curb Appeal Stage Your House For Selling Make Your Home Spotless For Selling Go Above And Beyond For Your Open House Market Your Open House Buyer's Perspective; What To Look For At An Open House   Having an open house is a lot like speed dating. In speed dating, you only have a few minutes to make a first impression on a potential date before they move on to the next person. With an open house, many buyers will visit and may only stay a few minutes before moving on to the next showing. To stop them in their tracks, your home will have to make a great impression, and if you go above and beyond with a few easy steps before the big day, it will. Depersonalize Your Home When buyers are touring a home, they naturally try to “identify their family, children and lifestyle in the home,” said a senior REALTOR® . “Visualizing placing their furniture into the house switches a Look into a serious buyer.” Give yourself at least a day to depersonalize your home. Take down family photos, pack up trophies and clean the kids’ art off the fridge. And don’t forget religious items, political affiliations or X-rated material. “More often than not, they do not appeal to the overall buyer and can be a turn-off and offensive.” Clean, Clean, Clean While most sellers know a clean place is more likely to get an offer, an exceptionally clean house can make a great impression on potential buyers. Set aside a weekend to go above and beyond a simple cleaning: Power wash the windows, mop the garage floor and scrub inside drawers and cabinets. --------------------------------------------- --------------------------------------------- --------------------------------------------- ---------------------------- 8-Step Guide to a Smooth Move Choose a Mover Do It Yourself Packing it Up Declutter With a Great Garage Sale Transfer Your Utilities It's Moving Day Make Unpacking Fun Settle In --------------------------------------------- --------------------------------------------- --------------------------------------------- --------------------------- 7-Step Guide to Selling a House Prepare To Sell Your House Find a REALTOR Set the List Price of Your Home Market Your House for Maximum Exposure Negotiate Real Estate Offer The Art of Settling Plan Your Move   ____________________________________ _____________________________________________ ___________   How-To Guide: Selling Your House   Every reasonable owner wants the best possible price and terms for his or her home. Several factors, including market conditions and interest rates, will determine how much you can get for your home.The idea is to getbest price and the best terms during the window of time when your home is being marketed.   In other words, home selling is part science, part marketing, part negotiation and part art. Unlike math where 2 + 2 always equals 4, in real estate there is no certain conclusion. All transactions are different and, because of this, you should do as much as possible to prepare your home for sale and engage the REALTOR you feel is best able to sell your home . What Is Your Home Worth? All homes have a price, sometimes more than one. There’s the price owners would like to get, the value buyers would like to offer, and a point of agreement which can result in a sale.   In considering home values, several factors are important: The value of your home relates to local sale prices: The same home, located elsewhere, would likely have a different value. Sale prices are a product of supply and demand: If you live in a community with an expanding job base, a growing population and a limited housing supply, it’s likely that prices will rise. However, it’s important to be realistic. If the local community is losing jobs and people are moving out, then you’ll likely have a buyer's market. Owner needs can impact sale values: If owner Jame “must” sell quickly, he will have less leverage in the marketplace. Buyers may think that Jame is willing to trade a quick closing for a lower price — and they may be right. If Smith has no incentive to sell quickly, he may have more marketplace strength. Sale prices are not based on what owners “need”: When an owner says, “I must sell for $600,000 because I need $100,000 in cash to buy my next home,” buyers will quickly ask if $600,000 is a reasonable price for the property. If similar homes in the same community are selling for $550,000, the seller will not be successful. All the homes are different in terms of size, condition, modernization, style and features. In such a neighborhood, an average sale price is just a statistic without much practical meaning. On a single block one home may sell for $600,000 while another is priced at more than $650,000. The average price may be outrageously high for one home and staggeringly low for another. Who Can Help?   Experienced REALTORS are active in the local marketplace and can provide assistance with pricing, marketing, negotiation and closing. Because experienced REALTORS have handled many transactions, they’re familiar with the terms and conditions that went into individual sales, not just published sale prices which may not reflect various premiums, discounts and adjustments.     ------------------------- --------------------------------------------- ------------ How Much Is Your Home Really Worth? If you’re thinking of selling your home you may be fantasizing about the profit you’ll reap from the sale or calculating exactly how much you’ll need to pay off your current mortgage and have enough left over for a down payment on the next house. Before your fantasies run amok you need to realize that, while you can estimate the value of your home in a variety of ways, the true value is only what a buyer will pay for it. That said, there are several ways to get a strong idea of how much a buyer will pay for the property in current market conditions. What Your Home Isn’t Worth Many homeowners find it confusing that there are various numbers floating around that indicate their home value. Here are a few: Property tax assessment. Each jurisdiction uses a formula to establish home values for a tax assessment, but this price rarely correlates with the market value of your home. Your tax assessment can be higher or lower than the current market value. Homeowners insurance value. Insurance estimates are based on the cost of replacing your home without the land, so this value is skewed compared to market value. Mortgage balance. Your mortgage balance simply reflects your home loan. The difference between your loan payoff and the market value of your home is your equity. Neighbour’s home value. Even if your neighbor’s home is similar to yours, it’s not likely to be identical. A REALTOR can help you evaluate your home’s worth in the context of other nearby properties. Cost when you purchased the home. Regardless of how long ago you purchased your property, the value can have gone up or down. Desired value. You can always try to put your home on the market for your desired price, but if you’ve over- or under-priced it, you’re shortchanging yourself. because you’re either selling too low or your house could sit on the market and eventually sell for less than if you priced it correctly in the beginning. Comparative Market Analysis A REALTOR can do a comparative market analysis with recent market data to help you estimate your house value. When you sell your home, an appraisal will be required by the buyers’ lender, so keep in mind that your home has to appraise for the selling price or, depending on how your contract is written, you’ll have to renegotiate the sale or the buyers will need to come up with extra cash. A CMA is both an art and a science. While it’s based on data, it also requires local market knowledge and intuition about which homes to compare and how to interpret the prices. Most REALTORS will look for recent sales of homes that are similar to yours, preferably within the past two or three months, up to about six months. In addition, a REALTOR can look at other homes currently on the market and homes that didn’t sell that were taken off the market to compare values. The comparison of your home with others should include not only the size and the number of bedrooms and baths, but also the condition of your home, the neighborhood and the proximity to amenities. If you do not understand the comparisons a REALTOR is making, ask to see some of the homes currently on the market or look online at photos of the properties. While it may be tempting to list your home with the REALTOR who tells you it can sell at the highest price, a smarter way to sell your home is to price it as accurately as possible from the beginning. Studies show that an overpriced home that lingers on the market will end up selling for less than the estimated correct price.   -------------------------- --------------------------------------------- -----------   8 Costly Home Seller Mistakes   Homeowners who want to sell their home know they need to get the place spruced up for marketing, but a tougher challenge for some sellers is to get mentally prepared for putting their residence on the market. After all, if you’ve been happily living in your home for years, it can be emotionally hard to detach yourself from your memories and look at the place as a commodity you’re selling. For a smoother sales transaction that garners the most possible profit from your sale, avoid these common, yet costly, seller mistakes: 1. Skipping a home inspection. Depending on the age of your home, scheduling a pre-listing home inspection could save you a lot of time and aggravation. You can address issues on your own time and budget before negotiating with a buyer to fix problems. 2. Skimping on your sales prepare. While you may be tempted to ‘test the waters’ and put your home on the market without painting it or making minor repairs, your home is likely to languish on the market and get a reputation for having a major problem. A thorough, professional-level cleaning should be your bare minimum seller prepare. Your eventual sales price is likely to be lower if you don’t sell within the first few weeks after you list your home. 3. Choosing the wrong REALTOR. Instead of picking a REALTOR who’s a friend of a friend, a relative or perhaps someone who’s great at working with buyers, take the time to pick a REALTOR with an excellent reputation for listing homes. Your payoff will be much larger if you list your home with a REALTOR with local market knowledge and sales expertise. 4. Neglecting to ramp up your curb appeal. If you polish and primp inside your home but neglect to pull weeds or paint your front door, you run the risk of potential buyers leaving without ever entering your home. 5. Withholding information from buyers. If you hope that the buyers or their inspector won’t find out about the leak under your bathroom sink or the fact that your basement gets flooded every winter, you run the risk of a nasty negotiating period, or  worse, a lawsuit after the settlement . 6. Overpricing your home. If you’ve hired the right REALTOR, someone who can give you a strong market analysis and help you determine a reasonable price for your home, then you can avoid overpricing your home. If you don’t listen to your REALTOR® and base your listing price on an inflated view of your home’s value, you’re likely to end up selling after multiple price drops for less than you would have if you priced it right the first time. 7. Being unprepared for your next step. Whether you should buy your next home or sell your current home first is only one part of the preparation you need to make to move. You need a back-up plan in case your transaction on either end takes longer or shorter than you think, and you need to understand your mortgage payoff and the closing cost you must pay. 8. Letting your pets and kids spoil a sale. Part of your emotional detachment from your home is recognizing that while you love Fluffy and your darling twins, buyers want to visualize themselves and their own family in your home. Bribe your kids if you have to, but make sure the house is neat and as neutral-looking and smelling as possible. Take the kids and your pets out (or lock up your pets) when prospective buyers are visiting – you never know if someone who is terrified of dogs or cats will be turned off from making an offer because of your adorable pet.   Selling a home can be challenging, but with the help of a reliable REALTOR you can avoid making mistakes and reap the rewards of your sale.   --------------------------- --------------------------------------------- ----------     Next Investment: Vacation Home or Income Property? You’ve got a little extra skin to throw in the real estate game and think purchasing a property that could give back to your bank account could serve you well. But what’s the best choice, a vacation home or an income-generating investment? Income Properties The strategy: Buy a property, fix it up at minimal cost, and then cash in by renting it out at a rental fee higher than what you pay on the monthly mortgage. This type of real estate opportunity suits young businesspeople and professionals who have income to invest but who can’t afford to wait years for a return on their investment and who are not planning for a long-term second home. Many serious residential investors purchase more than two properties, becoming mini-rental moguls. The purchased property is usually close to the owner’s residence, which makes it easier to respond to any property management issues that arise. To maximize income-producing investment, purchase property in an area short on rental home. By short, we mean anywhere where the market is so hot that rentals don’t stay vacant for long. University towns, neighborhoods in good school districts, up-and-coming urban neighborhoods on the fringe of boom areas are all good options for this kind of investment. If you want to profit in a big way, consider buying and renting out an entire apartment building Vacation Properties The strategy: Purchase and hold a vacation home or second home for many years with the goal of vacationing there, perhaps renting it out to others and retiring there, or selling the property when its market value has increased. This type of real estate opportunity suits those with plenty of money and time to play. They aim to hit it big in the future rather than profit from month to month. This option scores with the baby boomers, according to the manager of real estate research for the TROY EDWARD REALTORS. They have reached an age where they are thinking of retirement, and they like the idea of buying in a potential retirement market and renting out their property until they are ready to move in themselves. In a slow real estate market, vacation homebuyers can make the most of their investment by getting a good deal on a property in a popular location and then selling it when the market is strong. But the owners may also live far from the property, making it harder to address any issues that arise. And since these properties often include personal use, they typically aren’t the pure investment transaction that the other properties are—the owners may want to vacation themselves, and may have less patience with the business of handling rental contracts, cleaning needs and security. A property management firm might be worth the expense if it saves some headache. --------------------------------------------- --------------------------------------------- --------------------------------------------- -------------------------- For a Home Upgrade, Should You Move or Improve?   What do you do when your family outgrows your house, or when the quirks of the place you once found charming aren’t so charming anymore? Is it smarter to move or improve? Here’s some advice to help you decide. Selling Has Gotten Easier Existing-home sales were at their highest levels since 2014,. Right now, it’s taking just over two months, on average, for homes to sell. If you’ve been holding back on selling, waiting for the real estate market to recover, you may find it’s recovered in your area. As you prepare your home for sale, consider what home buyer want right now. Hint: energy efficiency. Demonstrating that your home is weather-sealed is a great selling point. Also, if you’re only up for a minimum amount of work, focus on curb appeal (which REALTORS say is critical to attracting buyer attention), your kitchen (even tweaks can make a big difference), and pricing your home right. The offers will come. More Tips Take a look at home for sale in your market to get an idea of what you can get for your money today. Check your credit report to make sure it’s accurate and up-to-date. Fix mistake you find in your credit report. Get prequalified for a mortage so you know how much you can spend. Ask your REALTOR to send you current listings from your target neighborhood. Critical Considerations Your house isn’t just your largest investment, of course, it’s also the place where your family lives. Financial considerations aside, the question of whether to move or improve should be decided by the things you can’t change about your current home: School district The amount of traffic on your street Size and layout of your yard Commute time Access to markets and malls Neighborhood quality of life If you love the spot, improving makes sense. But if a different location would be an improvement in its own right, then trading up could be the way to go.       --------------------------- --------------------------------------------- --------------------------------------------- --------------------------------------------- --   How to Repair Your Credit Score After a Short Sale If you can no longer make your mortgage payments and want to avoid going through foreclosure, you can Ask your lender to sell your home for less than the amount currently owed, also known as a short sale. Although you benefit in the short term by the lender agreeing to write off the difference, in the long term, a short sale will negatively impact your credit rating. The good news is the damage can be undone. While a negative credit remains on your credit report for seven years, you could be eligible for another loan after two years. Moreover, good credit behavior can reverse your negative credit history even while the bad item remains.   Short Sale Overview To qualify for the short sale of a home in default, the seller must prove that the home is worth less than the unpaid balance due. Then the seller must submit a “letter of hardship” explaining why he can no longer make the monthly mortgage payments or pay the difference owed upon sale. Examples of hardship include   Bankruptcy Sudden illness Unemployment Divorce The lender will carefully examine all financial records to verify that the seller has no assets that can be used to pay the shorted difference.   ---------------------------------------- ----------------------------------     Cle an Up After You Move Out When you have to clean a place you are moving out of, your heart (and energy) might not be in it. Let’s be real—you’re no longer going to have to live there, so why should you care about the vacated house or apartment being sparkling clean? For renters, if you want to ensure the prompt return of your security deposit it’s in your best interest to tidy up after your last box has left the building. For sellers, it’s common courtesy to not leave a sty for your buyers. In both cases, you could hire a cleaning service to come in and take care of your old place. However, if you don’t want to spend extra dough on dusting, scrubbing and mopping, here’s what you need to do.   1. Empty your refrigerator and defrost the freezer: Wipe down the shelves and don’t leave anything behind. If you’re feeling generous, the only trace you should leave is a bottle of chilled white wine. 2. Scrub all kitchen countertops, appliances, and sinks: No one wants to see your food residue. Grab some cleaning supplies and make your former kitchen a grease-free zone. 3. Wipe down kitchen cabinets: Your mantra should be, “Leave no crumb behind.” 4. Clean the oven and stove: If you have a self-cleaning oven, there’s no excuse. If not, buy some oven cleaner and get to scrubbing. Remember to clean around the stove’s burners as well. 5. Scrub the bathroom: Your toilet, sink and shower must be scrubbed down and any residue removed. 6. Don’t forget the floor: If your former home has carpet, you should vacuum or steam clean. If it’s wood or tile that you’re leaving behind, you must mop. 7. Wash the walls: Check the walls for any scuffs, stains, or smudges. If you spot any problems, carefully clean them up. 8. Dust busting: Light fixtures, blinds or other flat surfaces should be dusted off. 9. Windows must be washed: Clean the inside and outside of windows wherever possible.     ---------------------------- --------------------------------------------- --------- Don’t Be  Gloomy About Moving in Bad Weather   It’s moving day. Everything is packed the rental truck is parked outside, and despite your prayers for sunshine the weather forecast is coming true—a storm is brewing, prompting worries of soaked boxes and ruined furniture. But moving in bad weather doesn’t have to be a nightmare. If you have to move when it’s raining, snowing or windy, follow these tips to protect your belongings (and your sanity).   While the sight of rain or snow clouds might make you worry about the future of your boxes, cardboard is actually more durable than it looks. As long as your boxes are sealed with packing tape, everything inside should survive the move. But loose items—like the clothes you planned to leave on the hangers, or your furniture and artwork—won’t survive the elements as well. Self-moving companies sell and rent mattress pads, industrial plastic covers and other items to help you move in rain, hail or snow. But if you can’t make it to the store or you want to save the cost move, many household items will protect your valuables long enough to make a move. For example: Wrap artwork in plastic wrap to prevent rain or snow from getting into gaps in the frame. Put a large-sized trash bag around groups of clothes to keep the rain off. Use heavy blankets and sheets to protect wood furniture. Prep Your New Home If you’re moving in-town, head to your new home and prep the area before you can strat moving. Lay rugs or towels on both sides of the front door to keep from tracking mud or water onto your floors. If it is cold outside, make sure the utilities are on so you can turn up the heat as soon as you arrive.   Prep Your Moving Space Before you start moving, check your moving truck (or the trunk of your car) for leaks. If you spot a small leak, duct tape will work as a temporary fix. For larger leaks, you may have to get creative. Try making a temporary patch out of plastic wrap and duct tape. Line the entryway of your house and the front porch with towels. As you carry boxes and furniture out, you’ll catch any mud or water from your feet before it causes any damage inside. Finally, make sure everyone helping in the move is wearing boots or all-weather sneakers. Slippery ground can make it dangerous when carrying cumbersome boxes and furniture.   Set-Up an Assembly Line Alternatively, if you have help moving, set up an assembly line at your old house to make things move faster and protect your floors. Designate one person to stand inside and hand boxes to another person outside who can bring them to the truck. This way, the floors will stay dry and you will cut down on time a bit, getting you out of the bad weather faster. Likewise at your new place, consider having indoor and outdoor crews who can hand off your belongings to keep the muck and moisture outside.   -------------------------------- --------------------------------------------- ------ Your Perfect Real Estate Business Partner Right Person Sincerity & Honesty Professional Service with Personal Touch. Smooth Transaction Peace Of Mind ,Experince & Best Knowledge Make Us Difference You're just a phone call away from your goals. Hesitate No more ,CALL NOW. Feel free to call me or pass this on to the next person who needs my help. Professional Service with Personal Touch. Owner &Tenant feedback is an important tool. Full time agent Since 2003 already 11 year experince. The face you know the experience you trust McDowell Realty Network L3006213G   Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/  
Troy Edward Hardie @ Singapore
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yasni 2014-05-13  +  

Buying Property Tips - Buying versus Renting? / Procedure to Buy/Sell / Foreigners Buying / Engage ONE Agent Only / Buyer Service Pledge / Plan Before You Buy / Be Financially Prepared / Find the Right Mortgage / Start House Hunting / Making an Offer

Buying versus Renting? What are the advantages of buying versus renting? Consider the pros and cons of each and whether your motivation to buy matches the lifestyle you have or want to have. Why buy?There seems to be an inherent desire in most of us to eventually 'nest' and make our home somewhere. This usually means that buying a home is more desirable than renting and brings a sense of satisfaction and security that cannot be matched. Unfortunately, the rapid increase of values in the property market in recent years has pushed home ownership out of reach for some would-be first time buyers. However affordability does not necessarily equate with having a high income. Home ownership is a long-term goal, and requires planning, tight budgeting and saving strategies. Not everyone is willing to make the types of sacrifices this can sometimes require so it helps to consider some of the pros and cons of buying in order to examine your own priorities. Advantages: Security: Owning your own home brings a sense of satisfaction, security and stability. There are no lease conditions to worry about and you are no longer subject to the whims of a landlord who has control over the length of your tenancy and the cost of rent. Investment: As long as your home is appreciating or maintaining value, you are growing equity (ownership) in your home. This equity can be later used to secure further loans and will also provide security in retirement. Savings strategy: In a sense, making repayments is like a type of forced savings strategy. The more you pay off, the more of your home you will own. Furthermore, once you have paid off your mortgage, you will free up a large portion of your income which will lighten your financial responsibilities. Lifestyle: Choosing the style and type of home for your lifestyle (or changing it to fit) is a huge incentive for many people to become home owners. In rented premises, time, money and effort spent on decoration and gardening will not return to you beyond the length of your lease and in most cases, the landlord will be very particular about any modifications you make in the first place. Owning your own home not only provides the freedom to change and improve your house as you like, but the process can become a productive hobby which may increase the value of your property at the same time. Tax incentives: If you purchase a property for investment purposes, the interest on your mortgage payments is tax deductible. Likewise, an investor who lets their property to tenants can take advantage of the tax benefits of negative gearing. Status: The status of being a home owner is not only satisfying inwardly, but it provides other benefits from a financial viewpoint. As you make regular mortgage payments, you will establish a favourable credit rating with financial institutions which may be useful for future borrowing. Disadvantages:Struggle to save deposit: Depending on the market you are hoping to buy in, getting a deposit together can take several years of saving every spare cent of your income and changing your view of 'essential' spending quite severely. It can mean a lot more than taking cheap holidays, cutting out take-aways or limiting going to the restaurant. Buying in bulk, taking lunch to work, getting rid of credit cards and forgoing expensive outings might be just the beginning, not to mention switching to public transport if you have a second car or giving up expensive habits. High Costs: Home-ownership can be more expensive than renting because you are responsible for the maintenance and repairs of the property, insurance, paying conservancy rates, plus any improvements you want to make. If you have a large mortgage you may find more than half of your income going into repayments - a huge financial commitment. Price Depreciation: There is a risk in any investment that its value will depreciate. If this happens to your property you stand to make a loss in the event you decide to sell. Interest rates: If your mortgage is subject to a rise in interest rates, you may struggle to continue making your repayments if interest rates increase. While renters can also face rent increases, it is possible to negotiate this with your landlord - or otherwise move. Location bound: Some people are not settlers. They like to move around regularly. Whether it be for career or lifestyle reasons, the thought of being bound to one place seems boring or threatening to their sense of freedom. Moving regularly is expensive in itself, but the transaction costs buying and selling every few years is likely to cancel out any appreciation of the property. Procedure to Buy/Sell Who Can Buy Private Property? All Singapore citizens and companies can freely buy any type of private residential property. However, there are HDB and CPF restrictions that may affect you when you buy a private property.For flats bought directly from HDB (including flats bought from the open market with CPF Housing Grant) a) The flats lessees must satisfy the required occupation period for the flat before acquiring the private propertyb) The flat lessees must continue to stay in the HDB flat after acquiring the private property unless having met the required occupation period allowing them to rent out the HDB flat.For flats bought from the open market without CPF Housing GrantThere is no need to satisfy the required occupation period for the flat before acquiring the private property. However, the flat lessees must continue to stay in the HDB flat after acquiring the private property unless having met the required occupation period allowing them to rent out the HDB flat.Foreigners or foreign companies can buy certain types of residential property according to the Residential Property Act.The Buying / Selling Process:1) Select an agentOptional, but recommended. A professional agent will not only help you to find the right property, but also ensure you get the right price, ensure all small details are covered prior to purchase, guide you through the process and make recommendations on financing and legal representation.2) Find your property and agree on a priceWhen reaching a preliminary agreement to buy, ensure that all important points have been discussed and agreed, including any repairs or changes prior to purchase, what stays and what goes, any special requirements from both sides and the anticipated transaction completion date.3) Sign an Option to PurchaseFor Private Property - The seller through their lawyer or agent will grant you an Option To Purchase sale contract for the property. At this point you are required to pay a non-refundable option fee (normally 1% of purchase price). The option period is usually 14 days.For HDB Property - Since 15 April 2003, the HDB standard Option to Purchase has replaced the Sale & Purchase Agreement as the form of contract to be used in resale flat transactions. Buyers and sellers should not enter into any other forms of agreement or supplemental agreements. Like private property, you are required to pay a non-refundable option fee (not more than SGD$1,000) when the Option To Purchase is granted to you. The option period is 14 days.4) Appoint a LawyerYou now need to appoint a lawyer to make legal enquiries on the status of the seller, the title of the property and the terms of the sale. 5) Arranging FinancingCompare interest rates and special terms when choosing your finance scheme. You can apply for withdrawal of CPF savings by completing an application together with a valuation report prepared by a licensed valuer who is on the CPF panel of valuers.6) Exercise the Option / HDB 1st AppointmentFor Private Property - If all is well you now sign the Option To Purchase sale contract as a form of exercising the option, and pay 5% of the purchase price (less the option fee). You also need to pay stamp duty within 14 days of the contract.For HDB Property - After getting HDB's Loan Eligibility (HLE) Letter or the bank's Letter Of Offer (LO), you are to exercise the Option To Purchse and pay not more than SGD$5,000 (less the option fee). The buyer and seller must then register the transaction with HDB. Registration allows HDB to check the eligibility of the transaction and arrange for a 1st Appointment – usually about 6 weeks after the registration.7) Legal Inspection & CompletionYour lawyer will carry out an investigation of title deeds and send requisitions to various government departments. The seller’s lawyer will also prepare the completion statement and send documents for stamping to effect completion.8) Settle Payment and Handover / HDB 2nd AppointmentFor Private Property - You now settle the outstanding balance of the purchase price. This might be 8 to 12 weeks after exercising the option. The seller’s lawyer will then handover the keys and title deed of conveyance, and you become the owner of your new home.For HDB Property - Completion takes place at the 2nd Appointment, usually about a 8 weeks after the 1st Appointment. The insurance and mortgage is arranged and stamp duty, legal fees and agent fees are paid. The sale is completed and arrangements are made for moving into your new home.Entire Process Time: Usually between 10 to 14 weeks Foreigners Buying The Residential Property Act of Singapore states that a foreign person cannot acquire or purchase restricted residential property unless he obtains prior approval. Such property includes:(a) vacant residential land;(b) landed property [i.e detached house, semi-detached house, terrace house (including linked house or townhouse)]; and(c) landed property in strata developments which are not approved condominium developments under the Planning Act. A foreign person is defined under the Residential Property Act to be:(a) any person who is not a citizen,(b) any permanent resident,(c) any foreign company or any converted foreign company,(d) any foreign society or converted society. Hence, even a permanent resident is categorised as a foreigner unlike in the case of purchasing a Housing and Development Board (HDB) flat, whereby a permanent resident could be the applicant or the authorised occupant of the said flat. However, it does not necessarily mean that all foreigners are restricted from purchasing restricted residential properties in Singapore. A foreign person can still buy resticted residential property caught under the Act if he/she had obtained explicit approval from:Land Dealings (Approval) UnitSingapore Land Authority8 Shenton Way#27-02Singapore 068811The approval will be looked upon favourably if: (a) the individual is a permanent resident(b) an individual who can provide economic benefits to Singapore or makes adequate contribution in Singapore; and(c) one who possesses professional or other qualifications or experience which are of benefits or advantageous to Singapore. Any foreigners who attained ownership of residential properties in Singapore prior to the commencement of the Act in 1973 can have the right to retain it. In the event the said foreigners are desirous to sell their properties, it shall have to be sold only to any Singapore citizen or approved purchasers as stipulated by the Act.Foreigners who are interested in purchasing restricted residential properties but have yet to attain explicit approval from the Land Dealings (Approval) Unit, the real estate agent can still have the foreigners to commit in the sale and purchase of the property concerned by spelling out clearly in the Option To Purchase documents by the insertion of a clause, i.e. “the intended purchase of the above mentioned property by the intending Purchases, namely one ___________ is subject to explicit approval from the Land Dealings (Approval) Unit, Controller of Residential Property, as stipulated by the governing Residential Property Act. In the event the approval is not validly obtained, it is hereby understood that the owners shall refund all monies without interests accrued to the said intending Purchaser and thereafter neither party shall have any claims, demands, proceedings, costs, expenses whatsoever against each other as pertaining to the said cancellation of intending sale and purchase of the said property concerned”.Foreigners can acquire or purchase in Singapore the following residential properties without a written approval:(a) An apartment in a building(b) A unit in an approved condominium development. (c) Any non-residential, commercial or industrial property.Note: A foreign person is not allowed to acquire all the apartments within a building or all the units in an approved condominium development without the prior approval of the Minister for Law.For restricted residential property such as vacant land, landed properties such as bungalows, semi-detached, terrace houses, townhouses and strata landed property, foreigners need to apply for approval from Land Dealings (Approval) Unit, Singapore Land Authority before buying. For more details on application, visit the Singapore Land Authority website. For HDB flats, HDB shop-houses and executive condominiums, eligibility is subjected to the Housing and Development Board.To buy a flat directly from HDB, you must be a Singapore citizen, must include another Singapore citizen or Singapore permanent resident to form a family nucleus. To buy a flat from the resale market, you must be a Singapore citizen or Singapore permanent resident. Include at least one listed occupier who is a Singapore permanent resident or Singapore citizen.Are there any restrictions on home loans for foreigners?Foreigners and permanent residents can borrow loans up to 70% - 80% of the purchase price of the property subjected to different banks criteria. Non-Singapore companies cannot be granted Singapore dollar loans to purchase residential properties. What conditions must I fulfill if I am a Permanent Resident getting a home loan?To obtain a Singapore dollar loan, you have to provide a written understanding that you do not have outstanding housing loans from any other financial institutions in Singapore. Engage ONE Agent Only Professional property buyersWhile it is standard practice to pay an agent to sell your home, we have - until recently - been on our own when it came to inspecting properties and negotiating the best price. In many ways therefore, it makes sense to hire an expert to help you purchase a property. After all, if you are dealing with a professional selling agent who is trained to entice would-be buyers into paying their highest price for a property, why would you not want the services of a skilled property scout and negotiator who knows what you want and how to get it for you for a fair (or better than fair) deal. And that is exactly why and how buyer's agents have, for many people, become a hassle-free way of finding and buying their next properties. Qualifications and experienceBuyer's agents usually come from real estate agent backgrounds and have much knowledge and experience in the way their counter-parts are trained and operate. They may in fact still be practicing real estate agents - find out their background and qualifications to make certain you are dealing with someone who knows the business and can deliver what they promise. When looking into their services check out also their methods for determining the value of a property. Services offeredGenerally speaking, buyer's agents could be hired to search out suitable properties for their clients and/or to negotiate the purchase price of the property on behalf of their client, whether by private treaty or auction. Buyer's agents are also regularly used to bid for clients at auctions, thereby taking the stress out of the auction while also benefiting the buyer with their expertise in auction tactics. Time and money savedAccording to the services required, buyer's agents charges will vary from a set fee to a percentage of the purchase price, however, buyer's agents' services continue to attract their customers because of the time and money they save in the long run. As well as not having to spend the weeks (or months), of looking through newspapers, internet sites and driving around to open houses, the buyer's agent's experience in the industry and emotional detachment from the purchase and their confidence in the negotiation process have given their clients the right houses for the right prices. Buyer Service Pledge We are dedicated to providing you with service that is professional, courteous and responsive in helping you find a property. To fulfill this commitment, I agree to provide you with the following services:1. Dedicate ourself to making the process of buying your next property as easy and as smooth as possible.2. Respect you, your needs and be honest and forthright. 3. Hold your best interests in the highest regard throughout the process.4. Value and respect your time, being as efficient and effective as possible.5. Understand your needs and respond quickly.6. Consult with you to determine your particular real estate wants and needs.7. Use our base of experience, knowledge, tools and the most up-to-date training to best serve you.8. Explain each step of the process and act as a guide to help you make most informed decisions.9. Disclose material facts known about the property and respond to questions concerning the property.10. Help determine your purchasing power, while explaining alternative methods of purchasing and/or financing.11. Provide an action plan for locating the right property, at the right price and terms, in an acceptable time frame.12. To the best of our ability, continuously show you new properties that fit your needs.13. Provide a Home Search Plan for locating the right property for you, only showing you properties that will best meet your needs and in accordance with housing regulations and ethical real estate practices.14. Use the most comprehensive database of listings in the area, to help you find the home that best meets your needs, whether that be the Multiple Listing Service and/or other methods.15. Use our knowledge and expertise to promote the most valuable purchase on your behalf. We will assist you in evaluating the market value of properties that are of interest to you and help you obtain the most advantageous price and terms. Plan Before You Buy Set your sights on the long term by being realistic in the immediate term. Look at what you can afford and make some compromises on what you want to get off to a sound financial start. Compromise - Needs and wantsFor those who do desire to become home owners, images of coming back to a welcoming home after a day at work, spending time with the family within the sanctity of its walls and pottering in the garden bring feelings of security and happiness. However, it can be tempting to want it all now, and with that desire comes the danger of over borrowing and getting into more debt than you can comfortably repay. It therefore pays to consider what your needs really are and what you would be willing to live without. For example, if you are part of a couple with no children and no need to work from home, could you live without a third bedroom and large garden? On the other hand, if you have a young family would you consider moving to an outer suburb for the extra space it would afford rather increasing an existing mortgage in order to maintain an inner city address? Make a list of the factors that are most important to you, taking into consideration the length of time you intend to live in the house and changes (such as starting a family) to your future circumstances. Making these choices will mean compromising on some things, but you will be better off making sacrifices now rather than struggling to make repayments later or finding there is no extra cash to take care of repairs or much needed renovations. Setting a budgetOnce you have decided on the type of home you need, it is helpful to set a budget. While the amount you can borrow will be limited by your earning capacity, assets and existing debts, lifestyle expenses and so on, do not make the mistake of using this amount as a price guide for your home. Your budget should also include hidden costs such as mortgage and building insurance, stamp duty, legal fees, searches and reports, furnishings and fittings, repairs, maintenance and conservancy rates. Be aware that even high salary earners can and do lose their jobs, so do not use this factor alone to determine the size of your mortgage. Take into account possible future lifestyle changes such as periods out of work, or moving from a double to a single income household with the arrival of a new family member. If you are making a first step into the property market you may have to accept that your first home will not be everything you dreamed of but remember that even the humblest of homes can be beautiful with a few personal touches. Your aim should be to buy a home you can comfortably afford to repay over the long term with the goal of being debt free in the shortest possible time. Your preferred area Most people decide on a preferred area based on their budget and lifestyle. Others may have a few areas in mind, and are just waiting for the right property to come along. There are several factors to look out for in selecting the right location. Look at the vitality of the estate: Is there a sense of community spirit? Are there recreational and sporting grounds, libraries, shopping centres, good schools and public transportation. This is important for the sake of the house maintaining its value should you need to sell in a difficult market and is especially true if you intend to live in the home for many years. Buying cheaply when you do not like the home area is going to make you miserable in the long run and negate any of the benefits you had hoped for in savings. The right home should be more important than a cheap price unless you have the vision and personality to put up with less than desirable circumstances in order to accomplish a long term goal such as anticipating that an undesirable area will become 'in vogue' Be Financially Prepared Many buyers begin looking for a property without even knowing what they can afford to spend. This can be a big mistake as many buyers can end up disappointed when having found their dream home only to find out that they do not have the borrowing capacity to purchase it. On the other hand, buyers can restrict themselves to a certain price range without knowing that their real borrowing capacity which could fulfill more from their wish list. It is wise to seek financial advice from a lending institution or mortgage broker to determine your actual borrowing capacity before you commence your home search. Find the Right Mortgage Choosing the right mortgage is not just important for your needs, but could make the difference of thousands of dollars in the long term. There are so many products from so many financial institutions all with differing interests rates and a plethora of features and fees. So where do you start? Aside from seeking help from a financial advisor (which may be a very wise decision), there are some ways to begin narrowing down which loan is right for you. Purpose and requirements of the loan First consider the purpose of the loan. The next step is to decide what type of loan will best suit your needs. For example, do you want the flexibility to pay off more than your scheduled payments or offset your mortgage against your regular transaction account thereby saving on interest expense? Would you like a credit facility on your account for personal purposes such as purchasing a new car or making home improvements? Would you prefer a fixed or variable rate? If you and your spouse intend to start a family in the future will you need a period of time where you will be able to reduce your repayments? Over what term (how long) do you intend to repay the loan? Loan Features Be familiar with the features of several loan products. Keep in mind too that many banks will also allow you to split your loan amount over more than one type of loan to meet your needs. The following lists of features are typical of those offered by many loan products (most of which incur one-off or ongoing fees).Additional repayments: Making extra payments when you can save thousands and cut years off your loan. Portability: If you move house, this feature will allow you to keep the same loan. This may incur a fee but will still be less than establishing a new loan. Credit facility: Rather than take out a separate loan for personal finances such as renovations a credit facility on your loan increases the credit limit on your existing loan. This is subject to approval and other lending criteria. Consolidation of accounts: An account which merges your transaction, savings and credit accounts may simplify your banking and save you interest on your loan with every dollar you deposit into the account while still giving you access to funds through the usual facilities. Long term expensesTry to prioritize your preferred features in a loan (some banks have online questionnaires to help you with this) and calculate the long term costs of the options you are considering. If you make the most of the features of the loan, will you save more than if you chose the loan without the features even though its interest rate is slightly lower? This may depend on how disciplined you are with budgeting, your family's lifestyle and your future plans. Think about these things as well in order to forecast as accurately as possible your ability (and limitations) to repay your loan. Word of Advice: A mortgage is a guarantee or pledge to repay the loan you take to buy real estate. The word mortgage comes from a French word 'mort' (death) and means 'agreement until death'. Keep this in mind when reading the terms and conditions of the mortgage you are entering! Start House Hunting   What features make one house better than another? Discover what to look for in the right house and how to avoid some of the common pitfalls of purchasing.The right home You have loan approval and an idea of where you want to live. You've made a list of your needs and wants in a house, and have begun to study the property market in the areas you like. When you do inspect a house, take a big notepad with you and write down everything about the house you like and dislike. It may be helpful to prepare a checklist of criteria beforehand so that you can more easily compare the properties you view. Some of the things to consider will include: The investment perspective: Will it continue to increase in value, will it require high maintenance costs, does it have potential for improvements to suit your future needs? Is the location an improving area with good access to town centres or is it becoming rundown and neglected? Your family's lifestyle: If you are looking to buy in an area that is some distance from where you currently live, is public transport still readily available and how will the location effect traveling times to work or school? Are there any local shops within walking distance or a short drive away? The position and situation: If you are buying a house with a view, what are the rules to protect it from being built out? If you are looking at closely built units or houses, will you have sufficient privacy from your neighbours, both physically and in terms of sound carrying over into your house? The aspect and block: Will your house capture the sun? North and North-East facing houses usually give better energy efficiency. Is the house situated on a sloping block and will this limit its use? Does the block lend itself to becoming a suitable play space for children or pets? Access and parking: If you are unsteady on your feet or have small children who need to be carried from house to car and vise versa, how will you cope with a flight of steps or a steep climb? If you do not have private parking, will it be a challenge to find a parking lot nearby? Special features: Does the house offer any special features such as a pleasant view, delightful interior, charming courtyard or unique design? A house that stands out in some way from the rest may give it the edge over other houses on offer and is likely to have better resale value if the feature is an integral part of the house. Renovations/Redecoration: If any work is needed on the house, either to match your tastes or suit your lifestyle, how much will this add on to the purchase price? Would you be better looking for something more closely suited to your needs given the added cost and inconvenience of taking on the projects in question? Helpful tips and wise cautions When it comes to house hunting, being prepared with a good knowledge of the property market and knowing your priorities are two of your best weapons. However, even for the more experienced buyer, choosing the right property is rarely a level headed decision because it is hard not to feel emotionally involved. Albeit, with a little common sense, forward thinking, and some sound advice, the would-be homebuyer can be confident that their final decision is the right one. Who is buying the property? When you go to see a house, always take whoever else who is involved in the purchase. It may be tempting to split up with the reasoning that you can see more properties in less time, however if you have an idea that the property may be suitable, make the effort to see it with your spouse or partner. By going together you can both get a feel for the place and if you like it, you will be in the position to put in an offer straight away. If only one of you attends the initial inspection, not only will you have to arrange a second viewing for your partner if you are interested (during which time someone else's offer may be accepted), but the selling agent may not see you as a serious contender if they realise only one of the buying party is present. Don't assume that taking a friend or relative to see a property is a suitable substitute as their opinion - while important to you - may be distracting and will not hold to the same priorities as yours.   Making an Offer   If you've been house hunting for awhile you might feel confident that you understand the market value of houses in your area, but it's not unusual for even seasoned home buyers to feel a bit queasy when it's time to make a formal offer. Use these tips to begin investigating your local real estate market. Attend Open Houses Attending open houses helps you track the actual condition of homes on the market--insight you won't get by looking only at recorded stats. Keep the handouts you are given at open houses and then watch for the For Sale signs to come down. Do research on its sales price. Find Home Sales Prices Advertising gives you a feel for the average asking prices of homes, but asking prices are often inflated. Your focus should be on the sales prices of similar homes that have sold recently. You might find that records for your area are available on disk or online. Use records to help you see where prices are now, but don't make the mistake of basing an offer on the amount a current owner paid for a property--it doesn't usually work. Value has nothing to do with a previous sales price if real estate prices have escalated since the sale. Valuation Report It will slow you down, but you can probably order a valuation report before making an offer. Make sure the results will not be shared with others and keep in mind that the opinions of different valuers often vary. Low vs. High Offers Come in too low and you'll run the risk of alienating the seller. That's fine if low is all you'll go, or if the property is truly overpriced, but it can create problems with future negotiations if the seller interprets your offer as a personal insult. She may not be as anxious to deal with you as she would have been had you made a more realistic first offer. Come in too high and you probably won't find the seller's low point, but if you really want the house, and if competition is swift, an offer near or above the asking price might be a must. Learn as much as possible about your real estate market before you make a move. Factors that Can Affect Seller Motivation: - How long has the house been on the market? If only a short time the sellers might not be ready to lower the price. - How does the house compare with others for sale in the same neighborhood? Too high or too low? Can you determine why? - Is the house in need of repairs or massive updates? Updating items such as insulated windows, plumbing and electrical systems, kitchens, and baths can be costly.
Troy Edward Hardie @ Singapore
104x
yasni 2014-05-13  +  

Those Things You Have to Tell Buyers About Your Home / Why Isn’t Your Home Selling? / The Best Season to Sell Your Home and Why / What Do Homebuyers Want? /When Is the Right Time to Sell Your Home? / Reasons to Sell / How to Decide When to Put Your Home

Those Things You Have to Tell Buyers About Your Home Whether you have owned your home for a few years or a few decades, you know its quirks, best features and flaws. When you morph from homeowner to home seller you need to be aware that your experience with your home is something you may have to share with potential buyers. Most buyers opt to have a home inspection before they finalize their purchase, but you as the seller must also follow state and federal regulations regarding disclosure of known facts about your property’s condition. As a seller you may feel uncomfortable revealing problems in your home that could discourage potential buyers, but it’s best to be open about issues before your home goes under contract. A home inspector is likely to find problems and the buyers will be less favorably inclined to negotiate with you if they feel you have withheld information. If a flaw is found after the sale is complete and the buyers have reason to believe you were aware of the problem,the buyer may claim against Seller.   --------------------------------- --------------------------------------------- ---- Why Isn’t Your Home Selling If the listing for your home hasn’t been attracting buyers for a few weeks in a fast-paced real estate market, or for a few months in a slower one, you certainly have good reason to be worried. A home doesn’t sell due to a variety of factors, some of which you can control and some of which you can’t. Let’s start with the things you can control, which also happen to be the most important elements of any home’s appeal to buyers: price and condition.   Price Your Home Right, From the Start A good REALTOR will help you determine the correct price for your home based on a thorough comparative market analysis (CMA). The reason it’s so important to price your home appropriately from the beginning is that a home that’s priced too high will languish on the market without any offers. Even if you lower the price later, you will have lost the momentum of the initial listing period and buyers will assume there’s something wrong with the home. Eventually you may sell it, but more than likely the final sales price will be lower than your correct initial price would have been. Price your home too low and you have lost out on potential profit. Your price should be based on current local market conditions, not on what you need to pay off your mortgage, what your neighbor sold her place for a year ago, nor your guesstimate of what your home is worth. Your REALTOR's CMA will look at recent sales, homes that didn’t sell and were pulled off the market, and current listings to guide your price decision.   Condition of Your Home Regardless of your local market conditions, buyers have high expectations for your home, beginning with the exterior. While you don’t necessarily have to spend a lot of money, you do need to raise the level of your home’s curb appeal with some sweat equity. Pull weeds, trim the grass, plant a few flowers and perhaps paint your front door to make sure prospective buyers don’t decide to drive away. Inside, your home needs to be consistently clean, neat, decluttered and depersonalized so that buyers can visualize themselves living there. Your REALTOR should be able to suggest ways to  prepare your home for a sale, which, by the way, is nothing like the way you live in it. Your kitchen counters should be cleared, your bed always made and your dishes always put away in case a buyer wants to visit. Marketing Your Home When you choose a REALTOR to list your home make sure you ask about photos and a marketing plan. The majority of buyers look online first at properties so it’s crucial that your home has multiple professional-quality photos that make it look as enticing as possible, and that your home appears on multiple websites so buyers can see it. A listing without a photo or with one badly lit photo isn’t likely to generate many offers. Make Your Home Available One of the more challenging aspects of listing your home for sale is that you must make it available to buyers as easily as possible. Buyers prefer to see a home without the owner there, so make sure there’s a lockbox at your property and that you allow nearly unlimited access to prospective buyers.   Overcome Challenges Sometimes market conditions or a specific flaw in your home make it tougher to sell as quickly as you would like. Your REALTOR can help you evaluate the market and let you know if you need to offer particular incentives,such as closing-cost help. If your home has an awkward floorplan or is located on a busy street, you and your REALTOR can come up with ways to emphasize its positive aspects and deemphasize any negative aspects, such as by staging the backyard or highlighting the renovated kitchen.   -------------------------------- --------------------------------------------- ------ The Best Season to Sell Your Home and Why Timing really is everything when it comes to home sales. Getting your asking price, and even attracting multiple buyers, can simply be a factor of the time of year when the home is sold final sales price.   ---------------------------------- --------------------------------------------- ---- What Do Homebuyers Want? Whether you are marketing your home to first-time buyers, young families or empty nesters, all of them are looking for some of the same characteristics in a home, along with a few special preferences that meet their specific needs. Clean nice house that make buyer feel like home.Location budget size of the house & facing is very important factor buyer.   ---------------------------------------- --------------------------------------------   When Is the Right Time to Sell Your Home? Timing the housing market to the moment when interest rates are low and buyer demand is high may seem ideal, but if everyone had the ability to see exactly when home values are at their peak. The decision to sell your home should be based on a variety of factors that are both financial and emotional. While you should definitely pay attention to market conditions as part of your thought process—and those conditions will absolutely impact your home sale—you should always keep in mind that the choice to buy or sell a home is completely individual.     Reasons to Sell Homeowners have a variety of reasons to sell their home at any given time. Some of the obvious reasons include an expanding family or a shrinking family that changes the amount of space you need; a job change or retirement to a different location; a local job change that impacts your commute; or a desire to move to a particular school district as your children get older. In other cases, the reason to move can be purely financial: Your income has decreased, you’ve recently divorced and you need to live in a less costly home, or your income has significantly increased and you can now afford to live in a different neighborhood or a more expensive property.   How to Decide When to Put Your Home on the Market Once you have made up your mind that you want to sell your home, you need to gather some information before you determine when to put it on the market. First, find out your loan payoff amount so you have an accurate idea of what your sales proceeds will be after you’ve paid off all home loans and paid your closing costs, including the REALTOR®’s commissions. Next, find out the recent sales price of comparable homes in your community. You will need to interview several REALTORS® and consult with them about current market conditions to estimate a listing price and how long it may take for your home to sell. Many sellers opt to put their homes on the market in the spring because that’s when more buyers are looking, but you can choose to sell at any time of year. If your home attracts families and is in a sought-after school district, you are just as likely to get offers in the summer as in the spring because buyers want to settle in before school starts. On the other hand, if your home is located in a resort area or appeals to young professionals or empty-nesters, the school calendar is meaningless.   Prepare Your Home for Sale An important element in determining when to list your home is its condition. You will need time to make repairs and improvements, to deep clean your home,and to clear away many of your possessions. If you have a large, disorganized home with overflowing closets and a garage with no space for a car, you may need weeks or months before you’re ready to put your home on the market. It’s extremely important to recognize that today’s buyers have high expectations of your home’s condition, so don’t expect to be able to work on your home after it’s listed. Your home should be priced correctly and in prime condition on day one in order to sell quickly and for the best possible price.   ---------------------------------- --------------------------------------------- ----   How to Choose Your Listing Agent Hiring a listing agent is crucial to your entire experience as a home seller. The person you choose will be involved in preparing your home for sale establishing a listing price, marketing your property and negotiating the transaction. What to Look for in an Agent Many sellers are tempted to choose the REALTOR who suggests the highest list price for their property and who gives their home the most compliments, but you’re better served by a realistic REALTOR. You need to find a REALTOR with whom you can communicate easily, someone who knows your neighborhood well and has a good marketing plan to reach buyers who are not only interested in your home but are also qualified to buy it. Most REALTORS have experience looking at homes and can offer advice about the condition of your home and ways to improve its appeal without overspending. When you talk to neighbors and friends about their recommendations for a REALTOR, ask them how easy it was to reach the agent when they had questions, and how much support and advice the agent gave them throughout the sales process. Questions to Ask During the Interview A REALTOR typically has a listing presentation she provides for sellers—often in the sellers’ home so that she can get a look at the property and its condition. Some of your questions may be answered during the presentation, but if not, you may want to ask the following: Are you a register broker with CEA? REALTORS must abide by the code of ethics. In addition, each state’s real estate license requires continuing education for agents. How many sales did you complete last year? In what price range do you sell most of your homes? What was the average difference between sales price and list price? While this depends on your local market conditions, a REALTOR who often sells homes well below list price may not be advising sellers to price their homes correctly or may be inadequately marketing homes. What is your marketing plan for my home? How many websites will include information about my home? Where will you look for buyers? Do you have advice for me about the condition of my home? Do you have expertise as a home stager or do you recommend that I hire a professional stager? Can you recommend contractors and moving companies? How often should I expect to hear from you when my home is on the market? Will you provide me with regular feedback and updates about potential buyers? Pricing Advice   The most important conversation you will have with your agent is about the price of your home. The REALTOR you choose should present you with a comprehensive market analysis that compares similar homes that are on the market, have sold recently and have been taken off the market. You are paying for your REALTOR’s knowledge and expertise, so listen carefully to the advice you receive and choose your agent thoughtfully.   --------------------------- --------------------------------------------- ------------ Cleaning House Before Selling   Deep cleaning your house is that top to bottom, take no dust mother-in-law-quality cleaning that truly maintains the value of your home.   ---------------------------------------- --------------------------------------------   Negotiating Tips for Home Sellers   In an ideal world, every homebuyer and every home seller would get exactly the deal they want for their real estate transaction. In reality, the best deals are the ones in which each side feels they got most of they wanted and didn’t have to give up too much to the other side. As a seller, you will be best served by stepping back and letting your REALTOR take the lead in negotiating on your behalf—even if you consider yourself an expert negotiator in other areas of your life. You should absolutely be involved in the behind-the-scenes discussion with the REALTOR representing your interests, but try to avoid direct negotiations with the buyer or the buyer’s agent in order to keep the process impersonal. As a seller, you will be best served by stepping back and letting your REALTOR® take the lead in negotiating on your behalf—even if you consider yourself an expert negotiator in other areas of your life. You should absolutely be involved in the behind-the-scenes discussion with the REALTOR representing your interests, but try to avoid direct negotiations with the buyer or the buyer’s agent in order to keep the process impersonal.   Top Tips for Sellers   Avoid emotional decision making: When you are selling your home it can be hard to detach yourself from the process. After all, you’ve enjoyed your life in the property, given it your personal touches, and maybe even raised your family there. Now, though, you need to look at your residence as a business prospect and try not to take any offer or any comment personally.   Rely on your REALTOR: Prospective buyers typically have a buyer’s agent representing their interests and you should have a listing agent who is representing yours. If you have chosen the right agent, you should feel comfortable letting him take the lead in negotiations to get the best possible outcome for you. Your REALTOR will know current market conditions better than you and can negotiate with the market in mind.   Always make a counteroffer: Many sellers find a lowball offer insulting and would rather ignore it, but you are better served by acknowledging the offer and beginning the negotiating process. After all, the buyers are at least interested in purchasing your home and it is worth trying to come to a mutually acceptable agreement.   It’s not only about price: It is easy for sellers (and buyers) to fixate on the offer price, but in reality what matters more is your final profit on a completed transaction with an agreeable settlement date. You can negotiate about the price of your home, but remember that it’s equally important to make sure the buyers have financing in place so they can make good on their offer. Seller and buyers can also make agreements about repairs to the home, who will pay the closing costs and which items convey to the buyers in addition to the settlement date. If you are having trouble getting to an agreement on one issue, it’s possible that a concession on another topic will help cement the deal.   Determine who has the upper hand: You and your REALTOR can evaluate local market conditions to see whether buyers or sellers generally have more power, but you both can also make this determination based on what you learn about an individual buyer. If you are a desperate seller who has already had an offer accepted on your next home, you may need to be more lenient in negotiations; but if your buyer needs to move faster and there are few homes available for sale, you could have more power.   Move quickly: While it may be tempting to wait and see what other offers come in, REALTORS often note that the first offer is often the best one and sometimes the only one. If the offer is close to what you had hoped for, keep the momentum going and make a counteroffer so the buyer doesn’t have time to lose interest.   You and your REALTOR should work closely together to handle negotiations with potential buyers, but before you get too caught up in the process it helps to establish your priorities for your home sale. Once you know your bottom line in terms of profits from the sale and any other details, you can move forward more easily in the transaction.   ---------------------------- --------------------------------------------- ----------- Repair and Update Your Home Before an Open House Prospective buyers won’t ignore even minor problems in a house, from broken light switches to leaky faucets, so you’ll want to have your home in tip-top shape before holding an open house. To get the best results, allocate about a month’s worth of time and enlist the aid of a REALTOR  to guide you through the process of maintenance and repairs. Paint, Refinish and Shine   Once inside, buyers will first notice the walls and flooring, so you’ll want to get them looking nice and neat. One simple trick you can do to freshen up your house is to apply a new coat of paint.   Update Your Interior Recommends going through the house and replacing outdated light fixtures, noting it’s an inexpensive solution to give a home a modern look. Don’t forget the bathrooms, either—you might need to replace a rusted medicine cabinet or a cracked mirror. Fix small things like burned out light bulbs, running toilets, broken light switches, leaky faucets, broken window blinds and loud exhaust fans. Not only will buyers remember these small things, but minor repairs can add up for a buyer, so getting those out of the way early can make your home more appealing. If your appliances are outdated but you don’t want to spend the time replacing them, consider offering a credit instead of buying new ones. Work with a REALTOR to identify which repairs and replacements will net you the most return. A REALTOR should also know proven maintenance professionals to aid you in the process. When you have replaced and updated the house to your liking, leave a few pieces of smartly positioned furniture in the house.“You don't need a house full of furniture if the home is vacant'',but a few strategically placed pieces can give a buyer perspective.”   --------------------------- --------------------------------------------- ----------- Professional Service with Personal Touch. Owner &Tenant feedback is an important tool. Full time agent Since 2003 already 11 year experince. The face you know the experience you trust Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/ Senior Sale Team Associate Marketing Director Property Management Analysis Rental ,Sale ,Buyer HDB,Condo ,Landed Properties      
Troy Edward Hardie @ Singapore
88x
yasni 2014-05-12  +  

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