Condo in Yasni Exposé of Troy Edward Hardie

My personal website singapore property listing profile(`•.•) Always`•.(`•.•) Keep(`•.•).• Smiling !`•..•Yours sincerely,TROY EDWARD+65-91009873 What's appSenior Sale Team Associate Marketing DirectorMcdowell Realty NetworkCEA Licence Number : L3006213G /R015039ACertify BY RES / CPDHDB RESALENET AGENTFor Residential Rental/Residential Sales/Commercial /Industrial Listings and News:Please Visit here for full Listings: http://stproperty.coFor HDB Listings: http://sghdbmatch.blogspot.sg/For Condo/ Apartment Listings : http://sgcondomatch.blogspot.sg/For Landed Property Listings: http://sglandedmatch.blogspot.sg/Fo r Office Listings: http://commercial-propertymatch.blo gspot.sg/For Industrial Listings: http://industrial-propertymatch.blo gspot.sg/For Shop and F&B Listings: http://sgshopmatch.blogspot.sg/

Dear Value Customer Master Property Management Professional Marketing Sale & Rental SpecializeCome to us for your rental needs , Your interest is my priority.Best Value Marketing Plan , High Demand , Save Time , Peace Of Mind .Aggressive Marketing, Property Management Consultant Adviser Service .We Believe Best Results Assured .Full Commitment Right Person Sincerity & Honesty .Home Protection Warranty Plan ,Leader of Real Estate Mindset of CEO.ISLANDWIDE MASTER RENTAL SPECIALIZE ,Rentout Within 2Day.Professional Marketing Rental & Sale Management SpecializeCustomer Interest Is My Priority100% Genuine Excellent ServiceRENTAL & SALE TEAM CONDO TOWNHOUSE NEW LUNCH PROJECT,LANDED PROPERTIES, HDB, OFFICE,SHOP, COMMERCIAL, INDUSTRIAL SPECIALIZE ISLANDWIDERENTALA POOL OF READY PROFESSIONAL TENANT FAMILY,COUPLE,SINGLEALL AREA 5rm/4rm/3rm/2rm/1rmGood budget,Good profile. Network of excellent refer case.SIA,CITIBANK,SWISS BANK,NUS,CGH,SGH,PR holderProfessional tenant looking to rent in all parts of the country.Immediate occupancy. Pls contact me. Thanks.SALEMy services cover you through the whole process - finding the property, negotiating the best price, making an offer and closing the deal. I am here to help you in everything to make the best real estate decision in your life.In today Singapore's changing market condition and the laws, the engagement of a realtor is more important than ever.Property hunting process is busy and exciting, I am here to make sure the experience goes as smoothly as possible by giving you all the help you need under one roof and to ensure your new home meets all your expectations.My aim is to offer my clients, looking to buy, sell, let, rent with the highest level of service, professionalism and personal attention at all times.Let's discuss your leasing and selling needs today by using unique marketing plan. With our wealth of experience we are equipped to advise you on various matters market conditions pricing strategies, management of your property. We are highly experience and motivated to strive for the best deals for you whether in the sale & rental or management of your property. No matter how difficult your situationI believe in straightforward explanations. My guiding principle is * Integrity and Knowledge.*maybe, I’m confident to solve all your property needsBuying a house is a huge investment that demands much consideration and research. The same applies for selling or renting a property, where much time and effort have to be spent in negotiating for ideal prices.This is why it's important to engage a qualified (certified), honest, driven, reliable, knowledgeable and capable housing agent who can readily give sound advice and work efficiently to address all your property needs. According to your properties' location and condition, we can tell you to improve your valuation prices . And we can give you valuable advices to help you to improve your valuation price on lastest transaction record update system HDB value everymonth. 'Put the least effort, gain the maximum valuation', this is what we want you benefit from our services.With my extensive experience plus ready professional tenants and buyers and contacts (more than 11,000 extenants' Network, Island-wide), I'm confident of furnishing you with a variety of HDB units, condominiums and landed properties that tick your boxes. If you're looking to rent your house and start collecting rental in the shortest possible time possible, and if you to sell your property in the shortest time possible, you've found the right contact point. We are a team of full-time brokers specialising Sale & Rental. Just name us your requirements for your prefered tenants & Buyers and we will proceed to match your house with ourdatabase of tenants & Buyer immediately!Don't waste financial benefit of your empty house - renting out your house is the fastest legal way to ensure a stable monthly cashflow to against any economic crisis. Customers interest and service excellence are my top priorities. I assure all homeowners and home-seekers that they will receive my full, dedicated and uncompromised commitment, right from the start of our partnerships.Buyers and Sellers on real estate information and analyses over Singapore property market.The end goal is to build a leading public engine, which delivers more convenience and benefits to public interested in real estate matters and transactions, and for the portal to be exposed even to the international market. •To keep updated about current real estate market•To monitor listing and transacted prices•To gather more information when they are interested to purchase a new propertySee more estate agents on Rightmove / Selecting an estate agent / Right Perfect Business Partner Estate Agents social media marketing tool top site help you sale & rentout your house fast plus internal refernetwork from expat ex tenant & buyer See more estate agents on Rightmove The vast majority of vendors with a property to sell in the Singapore use an estate agent to market their property. Choosing an effective and good quality estate agent who can manage the buying & selling process on your behalf brings a huge range of benefits. Here are just some of the advantages of instructing an estate agent: Your home will be appraised by an estate agent who can advise you about local market conditions and provide an accurate assessment of the correct marketing price. Estate agents employ specialist trained staff, and are often open for extended hours throughout the week and at weekends. Estate agents can erect a 'For Sale' board to raise awareness of your property. Estate agents can present your property to its fullest potential online, using floor plans, brochures, virtual tours and other marketing tools. You can access a number of other important services through estate agents such as financial advice, conveyancing and other home moving products and help. Only estate agents can advertise your property for sale to local, national and international buyers on Rightmove ensuring your home is seen more by potential buyers. Estate agents can advertise your property in other local media where this is appropriate. Estate agents have a register of buyers who are looking for property locally. Selecting an estate agent Use an estate agent who has been recommended to you personally or an estate agent who you have used previously. Remember, the fee isn't the most important factor in choosing an estate agent. A good estate agent will give you great service, keep you informed throughout the process and negotiate the best deal on your behalf. Ask what marketing your estate agent will do on your behalf. Estate agents who advertise on Rightmove have unrivalled benefits. You can find out more about what a Rightmove member estate agent can do for you below. Right Pecfect Business Partner Estate Agents There are over 20,000 estate agents in singapore advertising over properties for sale & rental. If you have a property for sale, remember that it's harder for potential buyers to find it if it's not on Rightmove. Here are just some of the benefits of instructing a member estate agent to sell your property: Estate agents can advertise your property to the largest home moving website - 100,000 of local and national home movers visit Rightmove every month. Estate agents can display unlimited photographs to give buyers the best view of your property. Estate agents can give you exclusive personalised reports on the interest being shown in your property, ensuring that your estate agent can keep you informed every step of the way. Real Estate agent how know social media marketing tool top site pool of buyer & tenant to help you sale & rentout your house fast plus internel refer network from expat extenant & buyerMaking an OfferIf you've beenhouse huntingfor awhile you might feel confident that you understand the market value of houses in your area, but it's not unusual for even seasoned home buyers to feel a bit queasy when it's time to make a formal offer. Use these tips to begin investigating your local real estate market.Attend Open HousesAttending open houses helps you track the actual condition of homes on the market--insight you won't get by looking only at recorded stats. Keep the handouts you are given at open houses and then watch for the For Sale signs to come down. Do research on its sales price.Find Home Sales PricesAdvertising gives you a feel for the average asking prices of homes, but asking prices are often inflated. Your focus should be on the sales prices of similar homes that have sold recently.You might find that records for your area are available on disk or online. Use records to help you see where prices are now, but don't make the mistake of basing an offer on the amount a current owner paid for a property--it doesn't usually work. Value has nothing to do with a previous sales price if real estate prices have escalated since the sale.Valuation ReportIt will slow you down, but you can probably order a valuation report before making an offer. Make sure the results will not be shared with others and keep in mind that the opinions of different valuers often vary.Low vs. High OffersCome in too low and you'll run the risk of alienating the seller. That's fine if low is all you'll go, or if the property is truly overpriced, but it can create problems with future negotiations if the seller interprets your offer as a personal insult. She may not be as anxious to deal with you as she would have been had you made a more realistic first offer.Come in too high and you probably won't find the seller's low point, but if you really want the house, and if competition is swift, an offer near or above the asking price might be a must. Learn as much as possible about your real estate market before you make a move.Factors that Can Affect Seller Motivation:- How long has the house been on the market? If only a short time the sellers might not be ready to lower the price.- How does the house compare with others for sale in the same neighborhood? Too high or too low? Can you determine why?- Is the house in need of repairs or massive updates? Updating items such as insulated windows, plumbing and electrical systems, kitchens, and baths can be costly.- How many more years should it last?-What about the neighborhood, do you foresee home values climbing, staying the same, or possibly taking a downturn?Bottom LineAnalyze each home's condition and compare it to others on the market, but realize that your final offer will likely involve a good deal of gut instinct. Is it the house for you? If you've been searching for a home for a while, you will probably know the answer to that question the minute you walk in the door.Professional Service with Personal Touch.Smooth Transaction Peace Of Mind ,Experince & Best Knowledge Make Us DifferenceYou're just a phone call away from your goals. Hesitate No more ,CALL NOW.Do feel free to call me or pass this on to the next person who needs my help.Contact us or text msg me For a non obligation discussion,Immediate Viewing ,Fast Act Immed Deposit *We Will Achieve Your Needs And Wants In Real Estate* *Accept Us As A Companion On The Journey Called Real Estate* *Each Of Us Is Hope Strong Internal Network Itself* *Each Of Us Possesses A Precious Treasure For You To Discover* *We Guarantee And Assure The Best Service Provided To You* Always listen & Understand Customer Need Is My First Priority.Owner & BUYER feedback is an important tool.Experience full time agent since 2003Investor,Cooperate lease, Sale , Rental Purchase & Assignment Properties. For Offices, Factories, Warehouse. I've link database Islandwide. From 250 sqft to 140,000 sqft area B1, B2, Business park Office plus storage.I've link database Islandwide New lunch Project Rental & HDB, Resale Condo, Cluster house,Townhouse Penthouse Landed properties, Office, Shop, Commercial, Industrail propertiesPls call me for disscusion about your requirement the location that you perfered? (`•.•) Always`•.(`•.•) Keep(`•.•).• Smiling !`•..• Yours sincerely,TROY EDWARD91009873Senior Sale Team Associate Marketing DirectorMcdowell Realty NetworkCEA Licence Number : L3006213G /R015039ACertify BY RES / CPDHDB RESALENET AGENT For Residential Rental/Residential Sales/Commercial /Industrial Listings and News:http://stproperty.co StProperty

12 Years wisdom in Real Estate Consultant, AnalystSpecialize in HDB, Condo, Landed properties IslandwideLarge pool of Buyers NetworkAggressive Marketing Action PlanComparative market analysisConsultation on Divorce What to do next of the Letter of administration - - the Real Estate Ownership Inheritance?Consultation On Bankruptcy Advance Early Sales Completion to receive your Cash FAST!!!Contra (Buy & Sell at the same time)Credit reportHousing Loan & Housing Grant Eligibility (HLE)HDB loan or Bank loanBridging Loan for purchasing next home, after sold the current propertyStep by Step guide to get bank loan approval.New financing plan methodsImprove your credit rating before loan submission.Sharing on how I got loan approval for difficult caseStep by step guide to applying your first or second loan.What are the loan package available for first home purchasers?How to get your loan approve by the banks?How to get 100% loan margin from the banks?What are the terms and conditions?Monthly payment lower installment plan, lower interest rateMaximum loan period with cheapest installmentMinimum loan period lowest installment interest rateYour Perfect Real EstateBusiness Partner Right Person Sincerity & HonestyProfessional Service with Personal Touch.Tenant feedback is an important tool.12 year experience full time agentThe face you know the experience you trustYours sincerely,Troy edward +65-91009873 What's app, ViberSenior Sale Team Associate Marketing DirectorMCDOWELL REALTY NETWORKCEA License Number: L3006213G / R015039ACert BY CES/ RES / CPDTOP Producer, Top Achievers, Top Listerhttp://stproperty.co

Troy Edward +65-91009873 Senior Sale Team Associate Marketing DirectorMCDOWELL REALTY NETWORKLicense Number: L3006213G / R015039ACert BY CES/ RES / CPD Member of SAEA TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com Please Visit here for full Listings:http://stproperty.co   For HDB Listings:http://sghdbmatch.blogspot.sg/ For Condo/ Apartment Listings:http://sgcondomatch.blogspot.sg/ Fo r Landed Property Listings:http://sglandedmatch.blogspot.sg/   For Office Listings: http://commercial-propertymatch.blogspot.sg/ For Industrial Listings: http://industrial-propertymatch.blogspot.sg/ For Shop and F&B Listings:http://sgshopmatch.blogspot.sg/   Property News and Update Market Infos:http://sgpropertyuptodate.blogspot.sg/

Professional Service with Personal Touch.Tenant feedback is an important toolProperty Management AnalysisRental , Sale , Buyer , HDB , Condo , Landed PropertiesProfessional Rental , Sale SpecializeYour Perfect Real Estate Business Partner, Right PersonAgent Since 2003 already 12 year experience.The face you know the experience you trust   Troy Edward _oversea counrty code +65-91009873Senior Sale Team Associate Marketing DirectorMCDOWELL REALTY NETWORK SingaporeCEA License Number:L3006213G / R015039ACert BY CES/ RES / CPDTOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com For Residential Rental Listings and News: http://sgpropertymatch.blogspot.sg/ F or Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blogsp ot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blogsp ot.sg/ VIP Person Singaporehttp://person.yasni.com/troy+edward+ hardie+1493292http://troyedward.stproperty.co m.sghttp://www.troyedward.nethttp://www.troye dward.irealtor.sghttp://Facebook.com/sghomema tch/infoSingapore Property MatchTroy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top...sgpropertymatch.blogspot.com|By Troy Edward

Professional Service with Personal Touch. Tenant feedback is an important tool Property Management Analysis Rental , Sale , Buyer , HDB , Condo , Landed Properties Professional Rental , Sale Specialize Your Perfect Real Estate Business Partner, Right Person Agent Since 2003 already 12 year experience. The face you know the experience you trust   Troy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK Singapore CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com For Residential Rental Listings and News: http://sgpropertymatch.blogspot.sg/ F or Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blogsp ot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blogsp ot.sg/ VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://Facebook.com/sghomematch/info Singapore Property Match Troy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top... sgpropertymatch.blogspot.com|By Troy Edward https://www.facebook.com/pages/Troy-E dward-hardie/1614234062135882?fref=ts  

Professional Real Estate Saleperson Since 2003 Marketing Analysis Master Business Development Property Management Consultant Investor,Cooperate lease, Sale , Rental Purchase & Assignment Properties.I've link database Islandwide New lunch Project & Resale Condo, Cluster house,Townhouse & Penthouse Landed properties. For Offices, Factories, Warehouse I've link database Islandwide. From 250 sqft to 80000 sqft area B1, B2, Business park Office plus storage. Pls call me for disscusion about your requirement the location that you perfered? Listings Updates Daily, Please CALL / SMS for Viewing Appointments Troy Edward +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Email: Troy_link@hotmail.com Main website http://troyedward.stproperty.com.sg/ For Residential Rental Listings and News: http://sgpropertymatch.blogspot.sg/ For Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blog spot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blog spot.sg/

Singapore Residential Property For Sale Investor,Cooperate lease, Sale , Rental Purchase & Assignment Properties.I've link database Islandwide New lunch Project & Resale Condo, Cluster house,Townhouse & Penthouse Landed properties. Pls call me for disscusion about your requirement the location that you perfered? Listings Updates Daily, Please CALL / SMS 91009873 for Viewing Appointments Troy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD/ Resale Net TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com For Residential Rental Listings and News: http://sgpropertymatch.blogspot.sg/ For Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blog spot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blog spot.sg/ CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edwar d+hardie+1493292 http://troyedward.stpropert y.com.sg http://www.troyedward.net http://w ww.troyedward.irealtor.sg http://sgpropertym atch.blogspot.sg http://Facebook.com/sghomem atch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/

Echelon Condo @ 7, 9 Alexandra View Walking distance to Redhill MRT TOP Status: 2016 Penthouse, 5 BEDROOM WITH 6 TOILET PRIVATE LIFT LOBBY Private pool with private roof terrace open to sky & entertainment room Size: 4047 sqft, Asking from $7.77 million Buyer pls call me for viewing Troy Edward 91009873 McDowell Realty Network R015039A More listing new listing click For Residential Rental Listings and News: http://sgpropertymatch.blogspot.sg/ For Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blogspot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blogspot.sg/< br>

St. Regis Residences luxury condo @ 31, 33 Tanglin Road Top Status: Completed 3 Bedroom Unit, Size: 1507 sqft, Asking from: $5.62 million Buyer pls call me for viewing Troy Edward 91009873 McDowell Realty Network R015039A More listing new listing click For Residential Rental Listings and News: http://sgpropertymatch.blogspot.sg/ For Residential Sales & New Launch Listings and News: http://buy-dreamhome.blogspot.sg/ For Commercial Listings and News: http://commercial-propertymatch.blogspot.sg/ For Industrial Listings and News: http://industrial-propertymatch.blogspot.sg/< br>

Singapore Residential Property For Sale Investor,Cooperate lease, Sale , Rental Purchase & Assignment Properties.I've link database Islandwide New lunch Project & Resale Condo, Cluster house,Townhouse & Penthouse Landed properties. Pls call me for disscusion about your requirement the location that you perfered? Listings Updates Daily, Please CALL / SMS 91009873 for Viewing Appointments I am dealing with Resales and New Launch Residential Properties in Singapore, and me & my Team Members can help you to choose the "right" property in Singapore. Our services cover you through the whole process - finding the property, negotiating the best price, making an offer and closing the deal. We are here to help you in everything to get the best deal in Singapore Troy Edward Hardie 91009873 Corporate Platinum Member L3006213G / R015039A View Agent's Website View Profile and Listings MCDOWELL REALTY NETWORK

Eligibility to Buy Private Property In the year 1973, the Singapore Government has imposed restrictions on foreign ownership of all private residential property in Singapore. Such ownership is governed by the Residential Property Act. The Act aims to give Singaporeans a stake in the country by being able to buy and possess their own residential property at an affordable price and also encourage foreign talent by allowing permanent residents and foreign companies who make an economic contribution to Singapore to purchase such properties for their own occupation. The Residential Property Act (RPA) is then amended on 19 July 2005 to allow foreigners to purchase apartments in non-condominium developments of less than 6 levels without the need to obtain prior approval. For restricted property such as vacant land, landed properties such as bungalows, semi-detached and terrace houses, prior approval is still needed if foreigners wish to buy. Landed properties is a special class of residential property that Singaporeans aspire to own, and should remain restricted. Foreigners need to apply for approval from Singapore Land Authority before buying. If you are a foreigner (or expatriate) and you wish to purchase a restricted residential property, you need to download the application form at http://www.sla.gov.sg/htm/ser/ser0307.htm#d You can submit the form together with the relevant supporting documents such as your entry and re-entry permits and qualifications to: Land Dealings (Approval) Unit No. 8 Shenton Way, #27-02 Temasek Tower, Singapore 068811 What are the non-restricted residential properties? Foreigners are not restricted from acquiring: Developments approved as a condominium development under he Planning Act A flat in a building of 6 levels or more including the ground level and any level below the ground level including HUDC Phase I, Phase II flats and privatised HUDC Phase III and IV flats A leasehold estate in restricted residential property (refer to A) for a term not exceeding 7 years including any further term which may be granted by way of an option for renewal What are the restricted residential properties? Foreign persons (including natural persons, foreign companies and societies) are restricted from purchasing: Vacant land Landed residential property, such as bungalows, terrace houses, semi-detached houses Residential property in a building of less than 6 levels Other restricted properties A HDB Shophouse A HDB flat purchased directly from HDB A resale HDB flat where HDB has consented to the sale Executive Condominium bought under the Executive Condominium Housing Scheme Act, 1996 Eligibility to Buy HDB Property and Executive Condominiums HDB Flats are apartments built and maintained by the Housing Development Board (HDB). More than 80% of Singaporeans live in HDB housing estates. HDB housing estates are usually self-contained towns with clinics, schools, supermarkets, food centres, as well as sports and recreational facilities. For the classification of HDB flats, the living room is counted as one room. To buy a flat directly from HDB, you must be a Singapore citizen, must include another Singapore citizen or Singapore permanent resident to form a family nucleus. To buy a flat from the resale market, you must be a Singapore citizen or Singapore permanent resident. Include at least one listed occupier who is a Singapore permanent resident or Singapore citizen. Please visit the HDB website for more details. Executive Condominiums (EC) were introduced to cater to Singaporeans, especially young graduates and professionals who can afford more than an HDB flat but find private property out of their reach. ECs are comparable in design and facilities to private condominiums as they are developed and sold by private developers. The first owner of a Executive Condominium are not allowed to re-sell their unit in the secondary market within the first 5 years. After the initial 5 years, owners are allowed to sell their units to Singaporeans. Foreigners can be only buy a Executive Condominium after 10 years, in which all restrictions will be lifted. For HDB flats, HDB shophouse and Executive Condominiums, eligibility is subjected to the Housing And Development Board. Interested purchasers can approach HDB directly to enquire on their eligibility to purchase a HDB unit or Executive Condominium unit. For more information/queries, please contact: Housing and Development Board HDB HUB 480 Lorong 6 Toa Payoh, Singapore 310460 Tel : (65) 6490 1111 Tel : (65) 6397 2477 Email: hdbmailbox@hdb.gov.sg Property Investments for Permanent Resident Application Under the Global Investor Programme (GIP) administered by the Economic Development Board (EDB), foreigners can be considered for Permanent Resident (PR) status if they invest a certain minimum sum in business set-ups and/or other investment vehicles such as venture capital funds, foundations or trusts that focus on economic development. Private residential properties investment will be considered for application for Permanent Resident application. A foreigner can be considered for PR status if he invests at least S$2 million in business set-ups, other investment vehicles such as venture capital funds, foundations or trusts, and/or private residential properties. Up to 50% of the investment can be in private residential properties, subject to foreign ownership restrictions under the Residential Property Act (RPA). This is to attract and anchor foreign talent in Singapore. Property Search   Engage a Realtor A professional property agent in Singapore will assist you and protect your interest throughout the purchase, secure the offer for you at the best possible price. With a much better knowledge of Singapore, the agent will be in a better position to recommend and advice on the choice of property. He will also ensure that all documents are in order and you are dealing with the rightful owner of the property. Use Only 1 Agent Most property companies share the same database of property listings in Singapore. Therefore use only ONE agent at a time. If you approach many agents at the same time, very likely that they will show you the same property. Much confusion and embarrassment will arise if you engage many agents. Using 1 agent, you will save valuable time for yourself and the agent. He will then understand your needs and requirements better after a few viewings. Only if they are incompetence, unresponsive or not showing the correct property you wanted, then start to look for another agent. Location, Budget, Stamp Duty, Rental Yield   Location Depending whether you are buying the property for own stay or investment, location plays an important role. Properties in prime districts retain their value very well and they usually have the highest capital gain in a bullish property market. Properties in the suburbs are lower in price and may be more suitable for own stay than investment. If you can purchasing the property for investment, the properties in prime districts like district 09, 10, 11 or the Central Business District are the safest buy. Properties with sea view at the East Coast are also great for a resort home or investment. Budget How much cash upfront you willing to pay for the property? How much CPF in your ordinary account that you can use for the purchase? The latest MAS ruling allows purchaser to loan up to 80% of the valuation or purchase price, whichever is lower. 10% must be paid in cash and the other 10% can be paid using CPF or cash. Buyer's Stamp Duty (BSD) Stamp Duty Based on the Purchase Price or Market Value, whichever is higher:   Every $100 or part thereof of the first $180,000 - $1 Every $100 or part thereof of the next $180,000 - $2 Every $100 or part thereof of the remainder - $3 For ease of calculation, if the purchase price is more than $300,000, stamp duty payable will be: 3% of purchase price minus $5,400 Additional Buyer's Stamp Duty (ABSD) On 7 December 2011, the Government announced the introduction of the Additional Buyer's Stamp Duty (ABSD) to be paid by certain groups of people who buy or acquire residential properties (including residential land) on or after 8 Dec 2011. Subsequently, on 11 Jan 2013, the Government announced the revised ABSD rates applicable to purchases or acquisitions of residential properties on or after 12 Jan 2013.   Affected buyers are required to pay ABSD on top of the existing Buyer's Stamp Duty (BSD). From 12 Jan 2013, buyers or transferees who are:   a) Foreigners (FR) and entities would have to pay ABSD of 15% on the purchase or acquisition of any residential property.   b)(i) Singapore Permanent Residents (SPR) would have to pay ABSD of 5% on the purchase or acquisition of their first residential property.   b)(ii) Singapore Permanent Residents (SPR) who already own 1 or more residential properties would have to pay ABSD of 10% on the purchase or acquisition of another residential property.   c)(i) Singapore Citizens (SC) who already own one residential property would have to pay ABSD of 7% on the purchase or acquisition of the second residential property.   c)(ii) Singapore Citizens (SC) who already own two or more residential properties would have to pay ABSD of 10% on the purchase or acquisition of another residential property.   The ABSD is payable by affected buyers at fixed rates on the actual price paid or market value of the property whichever is the higher.     Profile of buyer ABSD rates (from 12 Jan 2013) FR and entities buying residential property 15% SPR buying 1st residential property 5% SPR buying second and subsequent residential property 10% SC buying the first residential property Nil SC buying second residential property 7% SC buying the third and subsequent residential property 10%   ABSD: Additional Buyer's Stamp Duty FR: Foreigners SPR: Singapore Permanent Residents SC: Singapore Citizens   Visit IRAS website for more info: http://www.iras.gov.sg/irasHome/page04 .aspx?id=12832 Rental Yield If you are buying the property for investment and intend to rent out the property, calculate the yearly rental yield versus the purchase price. Properties at district 09, 10 and 11 easily yield the highest rental returns. Due to the premium in price for freehold properties, they most likely have lower rental yields than leasehold properties. If you are a non-residential foreigner (no valid employment permit or pass for long stay) purchasing a property for rental returns, do not forget to factor the personal income tax, which is moderately high at 20%. For foreigners who are working in Singapore with valid employment status, the tax rate will be much lower. Visit the IRAS website for more info on taxes. Valuation & Loan Check the indicative valuation for the property you intending to buy. Valuation directly affects the amount of loan you can get for the property. Take into account the number of years that you can loan, the monthly instalments, etc. On 12 January 2013, MAS announced new property cooling measures by lowering the Loan-to-Value (LTV) Limits and increasing the Minimum Cash Down Payment. a) For individual borrowers who have no outstanding housing loans, the LTV limit will be 80%, or 60% if the loan tenure exceeds 30 years or the loan period extends beyond the borrower's retirement age of 65.   b) For individuals obtaining a second housing loan, the Loan-to-Value (LTV) limits will be 50%, or 30% if the loan tenure exceeds 30 years or the loan period extends beyond the borrower's retirement age of 65.   b) For individuals obtaining third or subsequent housing loans, the LTV limits will be 40% or 20% if the loan tenure exceeds 30 years or the loan period extends beyond the borrower's retirement age of 65.   d) For non-individual borrowers, the LTV limit will be 20%.   For HDB flats, you may want to check the eligibility to get a concession loan from HDB. If you are not entitled to get the loan from HDB, the other way is to get it financed by a commercial bank. Documentation for Private Property   Option to Purchase You have decided to purchase a property. Prepare 1% of the purchase price (as a consideration) in exchange for the Option to Purchase from the seller. Option to Purchase is usually prepared by the seller's (vendor) solicitor or property agent. You are usually given 14 days to decide whether to proceed with the purchase. If you decide to proceed, exercise the option by signing in your solicitor's office and forward it to the seller's solicitor together with another 4% or 9% (agreement between the vendor and purchaser) of the purchase price. Offer to Purchase Alternatively, you can ask your realtor to prepare the Offer to Purchase and attention to the seller. Clearly stating the price, sales completion date and others. Terms and conditions can be drafted by your solicitor or your realtor. Completion of Sale From then on, leave it to your solicitor for the completion of the sale, which will be completed in around 8 to 10 weeks time (agreement between the vendor and purchaser). Your solicitor will lodge a caveat on the property, coordinate with the financial institution, CPF board (if applicable), prepare the mortgagor/mortgagee documents. Stamp fee will be payable to Inland Revenue Authority of Singapore within 14 days upon exercising the Option to Purchase or signing the Sales and Purchase Agreement when you buy from a property developer. For stamp fee payable, refer to the 'Buyer's Stamp Duty (BSD)' and 'Additional Buyer's Stamp Duty (ABSD)' sections above. For HDB flats, there is also an option period of 21 days for the buyer to consider over the intended purchase, to check his eligibility, financing aspects and other issues such as whether the flat is affected by redevelopment/upgrading, the liability to pay upgrading cost/levy etc. If the buyer does not wish to buy the resale flat, he can let the Option expire and loses only the option fee. To ensure a standardised practice, HDB has the following guidelines for the Option Fee, Deposit and Option Period: Option Fee - An amount not exceeding $1,000 Deposit - An amount not exceeding $5,000 (including the Option Fee) Option Period - 21 calendar days Please visit the HDB website for more details. Inspection Before Taking Over Property The buyer can request and state clearly in the Option to Purchase for permission to inspect the property before the completion of the sale. Check the fixtures and fittings, and also the items that the seller had agreed to sell with the property. For HDB flats, HDB will do the inspection on your behalf. They will check for any unauthorised renovation. Seller will need to reinstate the flat into the condition allowed before HDB approve the sale. Commission Payable As each realtor may charge differently, please refer to your realtor for the service fee payable. Buyer and seller should ensure that an invoice from a licenced real estate agency is issued to them. Upon payment, do not pay cash directly to the realtor, instead, issue a cross-cheque payable to the realtor's agency according to the invoice.   Troy Edward _+65-91009873 oversea counrty code Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com  

  A home maintenance fund pays for the daily upkeep of your house. Any repairs or minor touch-ups you are sure to do for your home will benefit from having a separate fund. Having money on hand to take care of any sudden or planned renovations will go a long way in easing your financial burden. A separate fund means there is always a growing pool of money sequestered away for a rainy day. To start a home maintenance fund, you will need to determine how much of a fixed monthly amount you should save. This usually translates to a small percentage of your overall property value. However, in Singapore where public housing have expensive price tags of $800,000 and above, saving a percentage of this every month might be largely impractical. For instance, keeping aside 1% of an $800,000 property value is $8,000 a month. If a couple earns $6,000 collectively each month, coming up with $8,000 is just not possible. What more for someone whom earns $1,000 a month? However, if you took out 1/12 of that 1%, it would be a lot easier to manage. 1% of 1/12 of $800,000 is $800. As most people live in HDB flats, $800 a month can accrue to a much larger sum that will come in handy if you need to spruce up your home in order to sell it in the future. Unlike private property HDB flat owners do not have to take care of the roofs or lawns. Your maintenance involves painting the walls, keeping the kitchen and bathrooms in good working condition and the occasional furniture purchase. All external repairs excluding the door and gate will be managed by HDB and in some cases you will pay for it with your CPF. Your maintenance fund, if you live in a HDB flat can also double as a home improvement fund. But if you live on private property, these two funds need to be separated as everything on your property is your responsibility. The government will not pitch in to fix your roof so keep the maintenance funds for fixing roofs, gates, lawns, dripping hoses and everything else separate from the fund you're saving for when you turn your spare room into a bar. As an owner of a private home, you should be financially more able to run two funds concurrently than an owner of a HDB flat. Home improvements are going to typically cost you a bit more than intermittent renovations so it would make sense for you to keep aside about $200 more than what you've already established for the maintenance fund. The home improvement fund is optional as not everyone has intentions to upgrade their homes. The maintenance fund however is mandatory. Your home, no matter how new it is will endure wear and tear and you need to be prepared to fix it or it will get worse. Besides, if you ever intend to sell and attain the best possible price for your property, having a broken down house will be a financial burden to the potential buyer who does not intend to spend more than the value of the property.   ------------------------------- ----------------------------   Condominiu ms or Condos are a type of private residential property consisting of a collection of individually owned apartment units housed in an entire development. Condos are known for their in-house communal facilities. They share many similar features with Executive Condominiums. The main difference is that regular condos are given immediate private property status and are readily available for purchase by foreigners. ECs are only converted into private property ten years after construction during which time it will be then become available for purchase by foreigners. This means on the 11th year of its development onward. For a development to be granted condominium status the size of the site must be at least 40,000 sqft and residents are expected to be given complete access to all common areas and facilities such as swimming pool, gymnasium and BBQ areas. Facility types are not expected to follow a stringent guideline as they differ from condo to condo depending on various outcomes such as size and space constraints. A typical condo will have exclusive features such as the a swimming pool, gymnasium, and BBQ areas as well facilities like car parks, terrace garden, badminton courts, tennis courts and security services.  Security services are usually automated or physically manned by security guards. Some condos utilize a combination of both for maximum security. Condos come in the form of studio units, penthouse units, individual houses or multiple-room units. They cater mostly to an affluent or semi-affluent group of people who prefer a more extravagant type of living as opposed to a HDB flat but one not as expensive as landed property. Generally, condos are classified into three categories; Mass Market Condos, Mid-Market Condos and Hig-End Condos. You can read more about this. Condos are also unique because of the condo association system which involves the owners of the condo units. It is an elected board of members from the respective condo community which serves as the management and jointly represents ownership of the entire place. Each condo development has its own unique set of Condominium Covenants, Conditions & Restrictions(CC&Rs) which are meant to cover various issues from noise levels to renovation works.

Getting a new home is a great choice because there is no need to undertake expensive and messy renovation work or repair the existing plumbing and electrical wiring. As the place is ready for occupation, the key to the front door is given to you. All you have to worry about is where to place the furniture. Greater flexibility Buying a newly completed home is easy because it allows you the flexibility in decision-making. Home seekers who are not in a rush can buy during a launch or during construction; but of course for those who want to move in immediately, the completed project is ideal as there are usually some units left over. These units are sold directly by developers, which means you get a brand new unit and there are usually a gamut of choices on various floors as well.   Affordability There are other benefits too, such as affordability. The selling price of some new projects can be lower than resale homes, which means that you are getting brand new facilities at a better price and you don't have to spend more money renovating the place.   Property can be a worthy long-term investment. But like all investments, research should always be done. In the right circumstances, your investment can grow in value. Anecdotally, people have sold their units even before the apartments are completed. Others choose to use their property as rental units, and they could see returns almost immediately. So where can you buy a newly completed home? There are many such projects being sold all across Singapore as we speak. Many large developers have stocks of developments that are ready for occupation. So if you're keen to purchase a new home and would like to move in as soon as possible, then you might want to act now. Happy house hunting!   -------------------------------- ---------------------------     Build-To-O rder flats are newly designed apartments mass released to meet the public housing demand. Buyers can choose from several locations available. Resale flat are older and most have less than 99-year left on the lease. A BTO and resale flat each has their own set of benefits and appeal to the different types of eligible applicant. We'll take a look at some of the pros and cons of BTOs and resale flats. BTO Pros 1. Compared to resale flats, BTOs are certainly the cheaper option. 2. Design-wise, most BTOs mimic condo designs 3. BTO flats tend to come with added facilities in and around the building 4. BTO flats are now built to be eco-friendly 5. BTO flats take a short time to complete 6. The flat is new and you begin with 99-year leasehold status BTO Cons 1. Interior of BTOs may require renovations according to applicants' preference 2. BTO 5-room flats are much smaller than 5-room resale flats 3. BTO flats are generally built in non-mature towns making it difficult for couples to live near their families 4. Price is non-negotiable Resale Pros 1. Resale flats are bigger - rooms, kitchen, bathrooms, living room are all far more spacious 2. Little to no renovation is required if the flat is in a good condition 3. Very little wait time as resale flats can be acquired as soon as both parties come to a mutual agreement 4. Resale flats are in mature estates making it easy for couples to live close to their parents 5. Resale flats in mature estates have established infrastructure and amenities 6. Prices are negotiable 7. Eligible for additional housing grant if you live near your parents Resale Cons 1. Resale flats are much more expensive due to the Cash over valuation (COV) 2. Resale flats are less than 99 years. It is possible to end up paying too high a price because of COV for a flat with not many years left 3. More time may be spent searching for a suitable flat 4. Process can involve several third parties such as housing agents and lawyers No doubt both BTOs and Resale flats come with negatives and positives; the final decision however, is what is best for you and your family. ------------------------------------ ------------------------   The first thing to do is check HDB for all upcoming Build-to-Order (BTO) exercises. HDB will announce this in the newspapers, on their InfoWEB and through other media sites. Interested parties will be provided with information pertaining to the BTO such as; 1. Location 2. Indicative prices 3. Preliminary designs 4. Number of units of flats offered 5. Race quota Before applying, remember to check your eligibility for buying a flat and taking a loan. If you are eligible on both fronts, you then need to review your finances and ensure you have enough money to pay for option fees, down payments, legal fees, resale levy, renovation costs, home protection insurance and other related costs. Once everything is in order, fill in the application and submit it online to HDB at www.hdb.gov.sg. Alternatively, you can visit HDB hub or any of the HDB branches and submit your application in person if you do not have access to the internet. At this point, you will be expected to pay a non-refundable fee of $10. HDB will release the queue position to applicants at the end of the application period. If there is sufficient demand, a computer ballot will be conducted by HDB to determine the queue position of each applicant. Those that are not shortlisted will be notified of this. If you are shortlisted, you will be required to pay the Option Fee. The Option fees are as follows; 1. 4/5- room and Executive flats: $2,000 2. 3-room: $1,000 3. 2-room: $500 4. Studio apartment: $250 There are also documents you are required to bring with you during payment of the Option Fee. Ensure that all persons listed in the application present their respective documents; 1. Identity Cards 2. Birth Certificates of children for proof of relationship 3. Passport for non-citizens to confirm residential status in Singapore 4. Income documents for assessment of income ceiling to buy a flat 5. Income documents for assessment of income ceiling if Additional CPF Housing Grant (AHG) or Special Housing Grant (SHG) are taken. If all the documents are in order, HDB will call you to sign the lease. This can range from three to six months. You will be required to submit loan documents when you sign the lease. If you are applying for a housing loan with HDB, this will be the HDB Loan Eligibility (HLE). If you are applying with the banks, then this is the Letter of Offer. There will also be a down payment of 1-3% of legal and stamp fees either by cash or CPF money. The costs involved differ and information regarding it can be found. Once all documents have been submitted and processes completed, the application is now finalized and you can collect your keys to your BTO in about 3 years. ------------------------------------- ----------------------   Monetary incentives Buying a resale flats allows you to participate in the Government's $30,000 grant (or $40,000 if you live within 2km of your parents. However, there are restrictions to this incentive. First of all, in future you will not be eligible to purchase a HDB flat or an executive condominium, or you will have to pay a large levy. Secondly, you will have to wait for a period of five years before you can sell your resale flat. Size matters If you have a large family, or you're simply looking for a home with lots of space, then resale flats should be your pick. They are larger than new flats. Take a 5-room resale flat as an example. It is 100 square feet larger than a new 5-room flat. It's interesting to note that flats in older HDB estates are more spacious, due to the lack of multi-storey carparks.   Location, location, location Homeowners are very particular about where they stay. Their home must be close to amenities such as shopping centres, MRT stations, bus interchanges, schools and places of work. With resale flats, they have a wider choice of where to live because resale flats can be found all across Singapore. Bargaining chip The HDB tends to be a stickler for rules. If a flat is priced at a certain amount, there is no way that you can haggle for a cheaper price. On the other hand, you can negotiate with the resale flat's owner on the price. Many of them are open to this as they are keen to sell their place as soon as possible. Selling restrictions Take note that if and when you decide to sell your resale flat, you will face fewer selling restrictions. If you decide not to take a HDB grant, you can sell a resale flat after 5 years with the new ruling from HDB. Moving day Moving into a resale flat is much less stressful. You can move in almost immediately. This is true for new flats that come under the walk-in selection scheme. However, if it's a built-to-order flat that you're looking for, then you will have to wait about three years to move into one.   Throwing out the trash Dumping the trash is something we take for granted. In a resale flat, you can dump your rubbish immediately. In new flats, you must store your rubbish in your flat until you are ready to go outside and dump it. This is because trash chutes in new estates are located near the lifts on each floor. Amenities galore Resale flats are located in older estates, and this means that hawker centres, shops, wet markets and public transportation systems are in place to serve you and make your life more convenient. In many new estates, these amenities may not be up and running and can lead to lots of inconveniences. Getting a good deal Wonder how much your resale flat is worth on the market? You will have a good idea of how much it is worth because of the selling price for similar flats which have been sold recently. For new flats, it is difficult to gauge if you are getting a good deal or over-paying. The reason for this is because market prices for new flats will not be established until sales are permitted, after five years.

Information on the page http://troyedward.stproperty.com.sg/. DEVELOPMENT SALE TEAM CONDO TOWNHOUSE NEW LUNCH PROJECT SPECIALIZE ISLANDWIDE

What do I need to consider when selling a private property?   Firstly, you need to consider the date you bought the property as seller’s stamp may apply. If the property was purchased before 30th Auguest 2010, there is no seller stamp duty. However, if it was purchase between 30th August 2010 to 14th January 2011, seller stamp duty will be as follows:   1st year – full stamp duty (Same formulae as buyer’s stamp duty, i.e. (Purchase price X 3%) - $5,400. 2nd year – 2/3 of the seller’s stamp duty 3rd year – 1/3 of the seller’s stamp duty   If the property was purchased after 14th January 2011, the seller’s stamp duty will be calculated based on a percentage of the selling price, i.e. if sold within the 1st year = 16%, 2nd year = 12%, 3rd year = 8%, 4th year = 4% and 5th year = 0%.   Secondly, you should consider dressing up your property, i.e. clear clutter, basic cleaning, re-painting the walls, perform some minor renovation. It’s important to make the property as appealing and marketable to potential buyers as possible. You will be amazed how much value you can add to your property by good preparation: ensure you "dress it" appropriately and make it impressive for people viewing.   Finally, if the property is currently tenanted, it can be sold with tenancy. The new buyer must honour the tenancy agreement as it is legally binding and must allow the tenant to stay in the property until expiry unless a deal is negotiated between them for an early release.     Can I sell my property to a foreigner?   There are no restrictions against foreigners purchasing private condominiums and apartments. However, foreigners are not allowed to purchase landed properties. Only Singapore citizens and Permanent residents who have obtained special approval from the Land Development Authority, are eligible to buy. Landed properties include bungalows, semi-detached houses, terrace houses and some conservation shop houses.     After a potential buyer makes an offer, what happens next?   Once you have received an offer from a buyer, an initial deposit equivalent to 1% of the purchase price will be given to you for an exchange of the “Option to purchase” (OTP), which the buyer has 14 days to decide if he/she wants to exercise the option.   If the buyer decides not to, the option money will be forfeited. If the buyer intends to exercise the option and purchase the property, he/she must do so before the end of the 14 days.   Once the option is exercised, the buyer must pay the next 4% of the purchase price, taking the total deposit up to 5%.   The buyer is also required to pay the stamp duty to IRAS within 14 days of exercising the OTP. His/her lawyer will help make the payment, conduct the required checks and liaise with the seller’s lawyer to complete the purchase. Typically, the stage from exercising OTP to completion date takes 8 to 12 weeks.     What do I need to do prior to the completion date?   Before the completion date, you will need to make sure that the management fee, sinking fund and property taxes are paid. If you have paid your management fees in advance, the buyer must refund you for any fees you have paid after the completion date of the sale. You also need to inform your insurance policy to terminate your home insurance on the completion date.   If you have agreed with the buyer to leave any fixtures or fittings in the property for him/her as part of the sales agreement, you must do so when you move out of the property. You should also take care not to cause any major damage to the property during the move and be ready for the buyer to inspect the property prior to take over.

Dear valued Customers, ISLANDWIDE PROFESSIONAL SALE & RENTAL SPECIALIZE This is why it's important to engage a qualified (certified), honest, driven, reliable, knowledgeable and capable housing agent who can readily give sound advice and work efficiently to address all your property needs. According to your properties' location and condition, we can tell you to improve your Higher Rental income And we can give you valuable advices to help you to improve your Rental price. This is what we want you benefit from our services. A pool of ready professional tenants’ family, couple and single ladies! TENANTS are from Malaysia, Hong Kong, Philippine, Europe, USA, Australia, Russia, India, Japan, Korea, Indonesia, China. Good budget & Good profile. Network of excellent refer case(10,000 ex-tenants): SIA, CGH, SGH, NUS, CITIBANK, OCBC BANK, CREDITSWISS BANK, HP CENTRE HQ, POLY STUDENT, PR holders. Immediate viewing, deposit plus Rental Advance & occupancy! Best Value Marketing Plan, Aggressive Marketing, Free Property & Legal Advices, Best Results Assured, Full Commitment, Right Person Sincerity & Honesty. Customer interest is our first priority, 100% genuine excellent service If you refer to us your Friends’ or your relatives’ properties for rent & sale, we will give you a very good refer fee $$$! Please contact @ Troy 91009873. Thanks. Price range depends on location, condition, furnish of the unit and size of the house. Unit Type Price Range HDB Master Room Single($900-$1.1k), couple($1k-$1.4K) Condo Master Room Single($1100-$1250), couple($1200-$1600) HDB 1 room +1 hall flat $1.4k - $1.9k; Near CBD: $1.5k - $2k HDB 2 room +1 hall flat $2.1k - $2.8k; Near CBD: $2.6k - $2.9k HDB 3 room +1 hall flat $2.6k - $3k; Near CBD: $3.2k - $3.7k HDB 4 room +1 hall flat $2.9k - $3.5k; Near CBD: $3.6k - $4k Central (Newton, Holland Village, River Valley, Orchard, Tanglin) 1-bedroom apartment S$3,000 - S$7,000 2-bedroom apartment S$3,500 - S$8,000 3-bedroom apartment S$4,500 - S$10,000 Penthouse / 4+ bedrooms S$6,000 - S$20,000 Terraced House S$6,000 - S$25,000 Bungalow S$15,000 - S$60,000 East Coast & Bukit Timah 1-bedroom apartment S$2,500 - S$4,000 2-bedroom apartment S$3,000 - S$5,000 3-bedroom apartment S$3,500 - S$7,000 Penthouse / 4+ bedrooms S$5,000 - S$15,000 Terraced House S$7,000 - S$10,000 Bungalow S$12,000 - S$40,000 Other Areas 1-bedroom apartment S$2,300 - S$3,000 2-bedroom apartment S$2,500 - S$4,000 3-bedroom apartment S$2,800 - S$5,000 Penthouse / 4+ bedrooms S$3,200 - S$8,000 Terraced House S$5,000 - S$10,000 Bungalow S$8,000 - S$20,000 LANDED House 2 room + 1 hall : $2.8k - $3.4k; LANDED House 3 room + 1 hall : $3.5k - $5.5k; LANDED House 4 room + 1 hall : $5.2k - $12k LANDED House 5 room + 1 hall : $8k - $15k LANDED House 6 room + 1 hall : $10k - $25k Your friendly and reliable agent, you are always looking for. We invite home owners to preview our marketing program. You and your family can receive following benefits: Owner Benefits 33 Services of a Corporate / Company / Personal Lease: Call My Service: STEP 1 : SALES & RENTAL CALL TROY @ 91009873 for free property advices. STEP 2 : Excellent Reputation and Strong Network Recommendation of 10000 ex-tenants, I can help you to find you preferred tenants for your property. STEP 3 : We have enough experience and knowledge to market your property, provide you best coordination with the right price and good tenant that owners are looking for. STEP 4 : Master the principal terms & conditions in rental market, mindset of CEO. STEP 5 : Don't waste your empty house - renting out your house is the fastest legal way to ensure a stable monthly cash flow during the economic downturn. STEP 6 : We are always listening and understanding the customers’ needs, and we are always there for you. We provide free legal advice to help you manage the property easily and avoid the unnecessary problems. Marketing the property: STEP 7 : If you're looking to rent out your house and start collecting rental at the shortest time possible, you've found the right contact point. We are a team of full-time brokers specializing in rental. Just name us your requirements for your preferred tenants and we will proceed to match your house with our database of tenants immediately! STEP 8 : We are expert in bringing suitable people & properties together in shortest time. Customers’ satisfaction guaranteed. We’d like to build a win-win situation for both parties. STEP 9 : If you need to do some maintenance and decoration in the house, we have the contacts which provides cheap service charge and items, such as 50% discount of new furniture, cheap second hand furniture, cheap aircon chemical service, general cleaning service, movers, handyman. STEP 10 : We will give you proper advice on pricing and presentation of your house, makeover to ensure you can get good deal. STEP 11 : We do the free advertisement on newspaper, public areas and internet for you properties. STEP 12 : According to the market rate, we will help you get the high rental. So you can seat back and get the expansion of your financial freedom. STEP 13 : We have company lease tenants for you and they will accept all kind of unit conditions. If they have any requirement, we will subject to your approval and then the company lease tenants will furnish the unit themselves. STEP 14 : We will verify the tenant’s particulars document to make sure the tenants legal staying. STEP 15 : All the viewers I brought to view your house with Higher budget and Positive Feedback. Signing the Tenancy Agreement: STEP 16 : If owner go oversea and need to apply power of Attorney for the property from Law firm, we can give you the contact of the lawyer who charges the cheapest in Singapore. STEP 17 : Verification of the tenant & company lease office and business profile that Registered in Singapore. STEP 18 : The agreement we use for your property is Professional Rental Management Tenancy Agreement to make sure you can rent out the flat peace of mind. STEP 19 : I will give you my Home protection warranty plan to protect your properties! STEP 20 : The one time commission payment protects landlords and tenants for the entire tenancy period which is one year lease up to 2 years lease. STEP 21 : If you are too busy to go to the HDB office to get the approval, we can apply the HDB approval online for you. STEP 22 :We are expert in bringing suitable people & properties together in shortest time. STEP 23 : We will apply the utility under the tenant name. STEP 24 : We will do the stamp duty for your property after signing Tenancy Agreements (TA) at IRAS; the cost is to be paid by the tenants. STEP 25 : Fuss Free, Prompt Payment of rental every month through GIRO / Standard Order through company account. STEP 26 : We are professional marketing property management consultant analysis, master in HDB, Condo, Landed Properties’ tenancy law and procedures. STEP 27 : Once professional property management Tenancy Agreement signed, there will be no dispute and problem during the whole tenancy period with our unique services. STEP 28 :Checking on tenants every month WITH RECORD to ensure that compliance with Tenancy Agreement(TA) is expected of all the tenants. During the lease STEP 29 : Our honest, transparent and fair terms and conditions to help owners and tenants to get along well and solve any issues during the whole tenancy. There will be no worries and no problem between both parties. If there is anything you need my help, just give me a call I will come and solve your problems immediately. STEP 30 : We will keep tracking of the tenants’ particulars’ validity in order to make sure they are legally staying in Singapore. STEP 31 : We provide you free inspection of inventory check at the end of the tenancy lease. STEP 32 : We provide you free general cleaning and air con service. STEP 33 : Two months before end of the tenancy, we will check with the current tenants whether they want to continue to stay inside the property with your approval. If the tenants decide to move out, we will inform you immediately and by your approval to find suitable new tenants to match your requirements in time. We will make sure you won’t lose any rental income. Professional Service with Personal Touch. Tenant feedback is an important tool. 11 year experince full time agent Since 2003 Yours sincerely, Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Certify BY RES / CPD HDB RESALENET AGENT Property Management Analysis Rental , Sale , Buyer , HDB , Condo , Landed Properties Professional Rental , Sale Specialize Your Perfect Real Estate Business Partner, Right Person VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/

Home Protection Warranty Plan Qualified Professional Property Rental Management Consultant Analysis Associate With Excellence Your Interest, My Priority. Place Your Utmost Trust In Me. Specialise In Rental & Sales HDB & CONDO, COMMERCIAL With My Very Honest Service, We Provide You 100% Commitment. I Deliver On My Promise, Customer Satisfaction Guaranteed Is My Higher Priority. Bringing People & Properties Together Renting Your Properties In Shortest Time Is Our Destination. Our Quality Associate Serve You With Excellent Professionalism. Our Mission: To enhance the quality of lives by providing value - added Professional excellent service. You deserve the best, let us Serve you. Integrity and professionalism. To assist others, the way I would expect to be assisted. The service you can rely on. Always there for you. Your Satisfaction is Our Guarantee! We attend to all your property needs and we are looking forward to serving your future property needs. Our Professional Service : Tenants, One stop, view till you find your dream home with excellent location will match all your requirement (model of unit , condition of house etc.) is our Destination. Place your utmost trust in my best valued marketing plan, "PEACE OF MIND! SAVE TIME!" Come to US, We are your RIGHT AGENTS, HONEST, RELIABLE, HARDWORKING, EFFICENT & PROFESSIONAL. Always there for ALL YOUR RENTAL NEEDS! Our Professional Rental Management Team, who specialise in HDB & CONDO, will attend to all your rental needs and find the appropriate solution for you. We are always there to give you the STRONG SUPPORTS all the way till fullfill all your needs. Our Landlords: We have a very good relationship with our landlords. We can easily help you find your dream home from our Large Landlords' Database. We understand that "Nothing Is Better Than Walking Into A House That Smells Like 'A Home' ". We'd like to discuss about you requirements together and set immediately viewing for you. You deserve the best, Let us serve you! II. Stay Inside House with PEACE of MIND: Our Home Protection Warranty Plan, which is our Professional Tenancy Agreement and Excellent Housing Service, will Protect the Tenants all the way during the Tenancy Period, Home Protection Warranty Plan's unique benefits offer you peace of mind. We will take care of the whole process in the Tenancy Period and make sure you stay inside the house with peace of mind. We believe in FULL COMMITMENT ASSURED. We provide very honest service to fullfill all your needs. Your SATISFACTION is our HIGHEST PRIORITY. When you have serious problem with your Landlords, you can't cope and you need a professional consultant. Contact us! We are always there to help you. Our Professional Rental Management Team has mastered the full principle terms and condition in Rental Law. We can help you solve any problem that happened inside house. Your HAPPINESS is what we hardworking for. III. Our Mission Statement: We strive to excel and be the best agent by developing our fullest potential, through sharing and mutual support and in conducting our practice in the most ethical and professional manner, achieving success in our career by fulfilling the needs of our clients...always. #1 MASTER IN REAL ESTATE, FIRST CLASS PROFESSIONAL SERVICE. The most knowledgeable and most results-oriented service to the highest standard of professional excellence and customer satisfaction includes the coordination. Delivery of good service, better business performance. With my very honest service, we provide you 100% commitment. I deliver on my promise, customer satisfaction guaranteed is my higher priority. Bring people & properties together, quality units listing from housing owners and agents with excellent locations is our destination. Our Quality associate serve you with excellent professionalism service with one touch. Your perfect real estate business partner right person. Honesty and a personal touch make us the best agents in your neighbourhood. The reason why l work so hard for you because of your family, we attend to all your property needs. We understand how important communication and relationships are to you. It is people like you that make any success that I may have possible, Feel free to call me or pass this on to the next person who needs my help. For a non-obligatory discussion. Troy: 91009873 I thank you in advance for your time and patience. We look forward to a mutually beneficial business relationship. We wish to be of service to you as Business Partner Singapore. MLS Multiple Listing Service Listings Real Estate.   Troy Edward _oversea counrty code +65-91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/

STEP 1 - SALE /RENTAL CALL TROY @ 91009873 STEP 2 - Meet up for discussion master rental market STEP 3 - Home protection warranty plan ,rent your properties peace of mind STEP 4 - Fuss Free, Prompt Payment of rental every month through bank GIRO/Standing Order through company account. STEP 5 - Higher budget. STEP 6 - Checks on tenants will be done every week to ensure compliance to Tenancy Agreement(TA) – With record. STEP 7 - All kind of unit condition accepted as company will furnished it according to their needs. STEP 8 - Longer lease and terms can be negotiated (Atleast 1 – 2 years lease) STEP 9 - Registered local companies with office and business in Singapore STEP 10- Pick on choose the tenant prefer ,EXCELLENT NETWORK REFER STEP 11- Collect high rental seat back and relax get your financial freedom STEP 12 - Inspection of inventory check contract end of lease. STEP 13 - Our service we provide free general cleaning and air con service. STEP 14 - Our service we provide to apply HDB approval online for owner. STEP 15 - If owner leave singapore we help owner to apply power of Attorney from Lawyer office. STEP 16 - We apply online to transfer tenant name from singapore power supply. STEP 17 -Signed Tenancy Agreements(TA) Between Landlords and Company will be stamped at IRAS, cost to be paid by the company. STEP 18 - Legal tenant document issued by ica /mom. STEP 19 - We have contact new furniture 50% sale ,second hand cheap furniture, air con service ,maid ,mover ,handyman. STEP 20 - Honest and fair deal to help you owner and tenant to understand the market professional management tenancy agreement strong enough to solve any problem full cause in rental market, no worries, no problem. STEP 21 -International Professional Rental Management Development Analysis Tenancy Agreement STEP 22 - Customer Satisfaction Guaranteed is my higher priority. STEP 23 - Bringing people & properties together renting your properties in shortest time is our destination STEP 24 - Win win situation. STEP 25 - Quality Agent With Excellence Professional Unique Service Honest Is my Priority. STEP 26 - We provide you 100 % commitment , Peace of MIND! STEP 27 - You deserve the best , let us serve you. Always listen and understanding customer need. Always there for you. We provide free   Property Management Consultant advise. STEP 28 - 13,000 Tenant know my name and service in my list contact , internal referal network. STEP 29 - We help owner and tenant to understand any urgent major problem in rental and sale market . STEP 30 - We serve our client like AMERICA AND BRITISH Agent Property Management Service.Mindset of CEO & Singapore legal advise. STEP 31 - Professional Marketing Property Consultant On HDB Law Tenancy Procedure STEP 32 - Professional Marketing Analysis STEP 33 - Professional Inventory Record STEP 34 - Professional Rental Management Tenancy Agreement STEP 35 - Professional Letter Of Intent STEP 36 - Law Of Landlords And Tenants STEP 37 - Preinspect On Propective Properties STEP 38 - The Market Value Of Property And Survey Rental Service. STEP 39 -This one time payment protects landlords & tenant for the entire tenancy period one years lease up to 2 years lease STEP 40 - Dont Miss ,Network Of The Excellent Expats Choice. STEP 41 - More than 13,000 ExTenant & Buyer Refer Internel Network. STEP 42 - Like to help landlord & tenant to understand about the rental market. STEP 43 - Ensure all my tenants legal comply to the law of singapore STEP 44 - Ensure that you place suits the requirements of the tenants before showing the house will match my tenant need STEP 45 - Advertise on newspaper , public areas or internet referred network STEP 46 - Proper advice on the pricing STEP 47 - Proper advice on presentation of your place , makeover STEP 48 - Contract handling hold TENANCY PERIOD STEP 49 - We will protect your client interest during the process, responsibility, HONEST SERVICE,FULL COMMITMENT ,ALWAYS LISTEN & UNDERSTAND CUSTOMER NEED. STEP 50 - Our coordinator will match your requirements to save your time to close deal fast immed deposit STEP 51 - One month deposit or two month deposit & one up to four month advance rental STEP 52 - We will settle all the issues during the whole tenancy for free. If there is any problem in the rental property, just give us a call and we will come and solve the problem immediately. And we really make you rental out your property in peace. The Market Value Of Property And Survey Valuation Price On Your House Advertise on newspaper , public areas or internet referred network Proper advice on the pricing HDB Valuation lastest update syetem on market value. Financial Plan Consultation HDB Loan & Bank Loan lower installment plan interest rate Bank Loan Application Approval with 2 day HDB Loan Consultation Arrangement of Refinancing / Other loans (bridging loan) HDB Sale & Resale Enquiries all kind matter as some major problem issue smooth transaction HLE Application Approval with 14 day CPF Housing grant Consultation and additional grant first timer Home Deposit Guarantee Contra Case Bankrupty Discharge Letter Offical Assignee Divorce Case Death without leaving will letter of administration Death with will Grant of probate Flat fully paid Duplicate lease subsidiary Certificate of title Application Power of Attorney HDB Resale , CONDO Revoke Power of Attorney HDB Resale, CONDO Free Valuation Free Advertising 24 hour service Professional Service with Personal Touch. Owner & Tenant Seller & Buyer feedback is an important tool. 11 year experience full time saleperson since 2003 McDowell Realty Network L3006213G Troy Edward 91009873 Senior Sale Team Associate Marketing Director MCDOWELL REALTY NETWORK CEA License Number: L3006213G / R015039A Cert BY CES/ RES / CPD TOP Producer, Top Achievers, Top Lister Email: Troy_link@hotmail.com CLICK TO CHECK MY PROFILE & MORE LISTING. VIP Person Singapore http://person.yasni.com/troy+edward+hardie+14 93292 http://troyedward.stproperty.com.sg http://www.troyedward.net http://www.troyedward.irealtor.sg http://sgpropertymatch.blogspot.sg http://Facebook.com/sghomematch/info https://twitter.com/troyedward74 sg.linkedin.com/pub/troy-edward-hardie/8b/363 /603/ Real Estate Broker - Business development - Copy writing - Building creative proposal - Property Management Consultant Analysis - Sales follow up - Marketing plans - Designing promotion - Marketing strategies - Coordination - Valuation Analysis - Presentation skills - Technical production - Communication Corporate - Top Lister - Top Producer - Top Achievers - Good understanding of this prestigious - Taking care of a wide client - Dont Miss ,Network Of The Excellent Expats Choice. - Meet up for discussion Master on Sale &  Rental Market - Home protection warranty plan ,rent your properties peace of mind - We match your need,Bringing Tenant to Owner properties together renting your properties in shortest time is our destination