Insurance in Yasni Exposé of Joe King

Insurance is the very foundation that protects you and your family from catastrophic financial loss. It is with this understanding that each individual has unique circumstances and concerns regarding their insurance needs. Whether you are shopping for home insurance, renters insurance, life insurance, health insurance, condo insurance or auto insurance, our professional insurance agents will tailor a plan that best suits our client needs. With over 75 years of insurance experience, we love what we do and we want to make it easy to do business with us.

First time home buyers are asked to obtain HAZARD INSURANCE before they can close escrow. The title company and mortgage company are requiring you to buy a Home insurance policy. For most Americans, their home is the single most important asset. You protect that asset with a Homeowners Insurance policy if you plan on living in the home… or a Rental Dwelling policy if you plan on using the property as a rental. The policy should be tailored to fit your specific needs because there are limits on certain types of losses. Examples include limited coverage for Jewelry, computers, business property in the home… to name just a few. My recommendation on obtaining your home insurance is to take the time to review your unique situation with your insurance professional and tailor the policy to you. It is always better to find out the limitations before you have a claim!

All insurance is designed for the same thing…. Protect your financial assets by letting an insurance company pay for things that you would normally owe. In Arizona, the law dictates that you owe for damages and injuries resulting from an accident that is your fault… or even partially your fault. The law states that all registered cars be insured…that being said, over 30% of all cars in Arizona are driven without auto insurance!